1305 Gloucester Ave, Middlesboro, KY 40965 Property Records

Bell County property record for 1305 Gloucester Ave, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,028 sqft · built 1961
Owner	Company Name on Record
Tax Bill	$1,500 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Oct 2018 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`069-22-03-004.00`

Property Details

APN / Parcel Number

Primary APN	`069-22-03-004.00`
Alternative APNs	`12189` `12309`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,028 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	840 sqft
Driveway	Asphalt Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	12309
Street Address	1305 GLOUCESTER AVE
City	MIDDLESBORO
State	KY
Zip	40965-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW 3 (LOTS 20-21-22)
Legal Lot Number	20-21
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	2
Census Block	2023
Census Tract	960700

Owner

Source: Bell County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 872, MIDDLESBORO, KY 40965-0872
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2017	Deed of Trust, Mortgage · Line of Credit HOME FEDERAL BANK CORP
Oct 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL BANK CORP
Nov 9, 2006	Deed of Trust, Mortgage HOME FEDERAL BANK CORP
Dec 1, 2011	Deed of Trust, Mortgage HOME FEDERAL BANK
May 2, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 24, 2022	Intrafamily Transfer, Transfer
Oct 3, 2017	Deed, Transfer
Oct 3, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 26, 2017
Transfer Doc	00D375/751
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	1305 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2212
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M346/844
Date	Nov 27, 2017
Book Page	M346/844
Instrument	173522

Lender

Name	HOME FEDERAL BANK CORP
Type	Bank
Address	MIDDLESBORO, KY 40965

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	1305 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2212
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M352/694
Date	Oct 9, 2018
Book Page	M352/694
Instrument	176923

Lender

Name	HOME FEDERAL BANK CORP
Type	Bank
Address	MIDDLESBORO, KY 40965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2038

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	1305 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2212
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M256/772
Date	Nov 9, 2006
Book Page	M256/772

Lender

Name	HOME FEDERAL BANK CORP

Agreement

Amount	Amount Recorded

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	1305 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2212
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M303/320
Date	Dec 1, 2011
Book Page	M303/320
Instrument	144853

Lender

Name	HOME FEDERAL BANK

Agreement

Amount	Amount Recorded
Term	11 Months
Due	Nov 28, 2012

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL KY
Recording Date	May 2, 2023
Property Address	1305 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2212
Document Number	00D401/192
Book / Page	D401 / 192
Instrument Date	Apr 26, 2023
Instrument	196146
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1305 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 HURST RD, MIDDLESBORO, KY 40965-1907

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL KY
Recording Date	Mar 24, 2022
Property Address	1305 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2212
Document Number	00D395/602
Book / Page	D395 / 602
Instrument Date	Mar 23, 2022
Instrument	190735
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1305 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2212

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Oct 3, 2017
Property Address	1305 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2212
Document Number	00D375/747
Book / Page	D375 / 747
Instrument Date	Sep 26, 2017
Instrument	173018
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1305 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2212
Investor	Possibly a Property Investor

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL KY
Recording Date	Oct 3, 2017
Property Address	1305 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2212
Document Number	00D375/751
Book / Page	D375 / 751
Instrument Date	Sep 26, 2017
Instrument	173019
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1305 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2212
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bell County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,500.00 (+2.39%)	$140,000 (-) Land $140,000	$140,000 (-) Land $140,000
2023	$1,465.00	$140,000	$140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1981–2011)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jun 2011 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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