1303 Gloucester Ave, Middlesboro, KY 40965 Property Records

Bell County property record for 1303 Gloucester Ave, Middlesboro, KY 40965

Property Summary

Property TypeSingle Family Home
Details3 ba · 4,412 sqft · built 1954
Lot Size0.289 acres (12,600 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Dec 2015)
Tax Bill$4,288 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Oct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN069-22-03-005.00

Property Details

APN / Parcel Number

Primary APN069-22-03-005.00
Alternative APNs
  • 15528
  • 12952

Interior

Full Baths3 Baths
Stories2 Stories
Building Area4,412 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area12,600 sqft (0.289 acres)
Lot Dimensions140 ft deep x 90 ft wide
Garage TypeAttached
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemGas

Location & Zoning

Account Number12952
Street Address1303 GLOUCESTER AVE
CityMIDDLESBORO
StateKY
Zip40965-2212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNW 3 (LOTS 23-24)
Legal Lot Number23-24
JurisdictionBELL KY
Township / Civil DivisionMIDDLESBOROUGH
Census Block Group2
Census Block2023
Census Tract960700

Owner

Source: Bell County records · APN 069-22-03-005.00

Assessment roll updated October 15, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1303 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME FEDERAL BANK
Oct 10, 2019Deed of Trust, Mortgage · Line of Credit
HOME FEDERAL BANK CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 07, 2015 · Amount on Record
Deed SaleDec 07, 2015 · Amount on Record
Deed Document Number165363
Deed Book / PageD368 / 88
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL KY
Property Address1303 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2212
Transaction TypeMortgage
Record UpdatedDec 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M369/735
DateFeb 09, 2021
Book PageM369/735
Instrument185556
Lender
NameHOME FEDERAL BANK
TypeBank
AddressMIDDLESBORO, KY 40965
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL KY
Property Address1303 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2212
Transaction TypeMortgage
Record UpdatedDec 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M359/732
DateOct 10, 2019
Book PageM359/732
Instrument180657
Lender
NameHOME FEDERAL BANK CORP
TypeBank
AddressMIDDLESBORO, KY 40965
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated October 15, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBell County
MunicipalityMiddlesborough City
Unified School DistrictMiddlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,288.00 (+2.39%)$400,000 (-) Land $400,000$400,000 (-) Land $400,000
2023$4,188.00$400,000$400,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 28, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims9 (1981–2011)
Claims Outside the SFHA3 of 9
Most Recent ClaimJun 2011 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2011 · 3 claims

Wildfire

Wildfire RiskLow
lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Eastern Telephone & Technologies
Fixed Wireless
300 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 303 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemKENTUCKY AMERICAN WATER - MIDDLESBORO
private · serves 12,022 people
Water SourceSurface water
Last State InspectionJun 2023
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Gloucester Ave

Nearby Streets

Search Property Records by Address or Parcel Number