1304 Gloucester Ave, Middlesboro, KY 40965 Property Records

Bell County property record for 1304 Gloucester Ave, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,608 sqft · built 1996
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Dec 2013)
Tax Bill	$1,608 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`069-22-02-008.00`

Property Details

APN / Parcel Number

Primary APN	`069-22-02-008.00`
Alternative APNs	`6809` `9593`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,608 sqft Living Area

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer
Foundation Type	Brick
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9593
Street Address	1304 GLOUCESTER AVE
City	MIDDLESBORO
State	KY
Zip	40965-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW 103 (LOTS 11-12)
Legal Lot Number	11-12
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	2
Census Block	2023
Census Tract	960700

Owner

Source: Bell County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1304 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Deed of Trust, Mortgage · Line of Credit HOME FEDERAL BANK CORP
Apr 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage HEARTHSIDE BANK CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2013 · Amount on Record
Deed Sale	Dec 9, 2013 · Amount on Record
Deed Document Number	1571060
Deed Book / Page	361 / 484
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	1304 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2213
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M363/456
Date	Apr 27, 2020
Book Page	M363/456
Instrument	182673

Lender

Name	HOME FEDERAL BANK CORP
Type	Bank
Address	MIDDLESBORO, KY 40965

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	1304 GLOUCESTER AVE, MIDDLESBORO, KY 40965-2213
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M380/693
Date	Apr 22, 2022
Book Page	M380/693
Instrument	191169

Lender

Name	HEARTHSIDE BANK CORP
Type	Bank
Address	MIDDLESBORO, KY 40965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Bell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,608.00 (+2.42%)	$150,000 (-) Land $150,000	$150,000 (-) Land $150,000
2023	$1,570.00	$150,000	$150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1981–2011)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jun 2011 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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