1305 Futurity St, Frederick, MD 21702 Property Records

Frederick County property record for 1305 Futurity St, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,911 sqft · built 2018
Lot Size	0.422 acres (18,393 sqft)
Owner	Individual Name on Record
Last Sale	$555,389 (Feb 2019)
Tax Bill	$11,230 (2023)
Deeds & Mortgages	Dec 2022 Second Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-595875`

Property Details

APN / Parcel Number

Primary APN	`02-595875`
Alternative APN	`595875`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,911 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,393 sqft (0.422 acres)
Garage Type	Attached
Garage Area	409 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	595875
Street Address	1305 FUTURITY ST
City	FREDERICK
State	MD
Zip	21702-2361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 PHASE 1 PLAT 1 18,393 SQ FT KELLERTON
Legal Subdivision	KELLERTON
Legal Phase	1
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3015
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1305 FUTURITY ST, FREDERICK, MD 21702-2361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 22, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Nov 21, 2019	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Oct 18, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 13, 2019	Deed, Transfer · VA Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2019 · Amount on Record
Deed Sale	Feb 13, 2019 · Amount on Record
Prior Sale	Aug 27, 2018 · Amount on Record
Deed Document Number	0012835326
Deed Book / Page	12835 / 326
Record Updated	Jun 7, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1305 FUTURITY ST, FREDERICK, MD 21702-2361
Transaction Type	Mortgage
Record Updated	Dec 13, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 FUTURITY ST, FREDERICK, MD 21702-2361

Mortgage

Document Number	0162430328
Date	Dec 1, 2022
Book Page	16243/328

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1305 FUTURITY ST, FREDERICK, MD 21702-2361
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 FUTURITY ST, FREDERICK, MD 21702-2361

Mortgage

Document Number	0141970179
Date	Oct 22, 2020
Book Page	14197/179

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1305 FUTURITY ST, FREDERICK, MD 21702-2361
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0133560245
Date	Nov 21, 2019
Book Page	13356/0245

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1305 FUTURITY ST, FREDERICK, MD 21702-2361
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153930198
Date	Oct 18, 2021
Book Page	15393/198

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 13, 2019
Property Address	1305 FUTURITY ST, FREDERICK, MD 21702-2361
Document Number	0128350326
Book / Page	12835 / 0326
Map Reference	MB 100 PG 6&7
Instrument Date	Feb 8, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,776.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1305 FUTURITY ST, FREDERICK, MD 21702-2361

Mortgage

Document Number	0012835331
Date	Feb 13, 2019
Instrument	12835/331

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$11,230.00 Homeowner's exemption	$632,133	$717,400 Land $144,100 Building $573,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber, Verizon.

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