1215 Futurity St, Frederick, MD 21702 Property Records

Frederick County property record for 1215 Futurity St, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,504 sqft · built 2018
Lot Size	0.193 acres (8,421 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Jul 2020)
Tax Bill	$8,788 (2023)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-595886`

Property Details

APN / Parcel Number

Primary APN	`02-595886`
Alternative APN	`595886`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,504 sqft Total Area
Basement Area	1,110 sqft
Finished Basement	1,110 sqft

Exterior

Year Built	Built 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,421 sqft (0.193 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	84 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	595886
Street Address	1215 FUTURITY ST
City	FREDERICK
State	MD
Zip	21702-2359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 68 PHASE 1 PLAT 8,421 SQ FT KELLERTON
Legal Subdivision	KELLERTON LAND BAY PH 1
Legal Phase	1
Legal Lot Number	68
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3017
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1215 FUTURITY ST, FREDERICK, MD 21702-2359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 24, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 29, 2018	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Prior Sale	Aug 29, 2018 · Amount on Record
Deed Document Number	0013923448
Deed Book / Page	13923 / 448
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1215 FUTURITY ST, FREDERICK, MD 21702-2359
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	BETHESDA T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0158610106
Date	Apr 18, 2022
Book Page	15861/106

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	1.87%
Type Change Date	Jan 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	3.87%
Index	Other
Max Rate	6.87%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 24, 2020
Property Address	1215 FUTURITY ST, FREDERICK, MD 21702-2359
Document Number	0139230448
Book / Page	013923 / 000448
Instrument Date	Jul 16, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 FUTURITY ST FREDERICK MD 217022359, FREDERICK, MD 21702-2359

Mortgage

Document Number	139230456
Date	Jul 24, 2020
Book Page	013923/000456

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 29, 2018
Property Address	1215 FUTURITY ST, FREDERICK, MD 21702-2359
Document Number	0125950129
Book / Page	12595 / 0129
Map Reference	MB100 PG8&9
Instrument Date	Aug 17, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4991 NEW DESIGN RD STE 105, 4991, FREDERICK, MD 21703-7342

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11216 BEDFORDSHIRE AVE, POTOMAC, MD 20854-2003

Mortgage

Document Number	0012595134
Date	Aug 29, 2018
Instrument	12595/134

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,788.00	$484,000	$592,800 Land $101,700 Building $491,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber, Verizon.

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