1209 Futurity St, Frederick, MD 21702 Property Records

Frederick County property record for 1209 Futurity St, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	4 ba · 1,920 sqft · built 2021
Lot Size	0.069 acres (3,024 sqft)
Owner	Individual Name on File
Last Sale	$438,050 (Apr 2021)
Tax Bill	$7,080 (2023)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-595890`

Property Details

APN / Parcel Number

Primary APN	`02-595890`
Alternative APN	`595890`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,920 sqft Total Area
Basement Area	670 sqft
Finished Basement	670 sqft

Exterior

Year Built	Built 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,024 sqft (0.069 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Deck Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	595890
Street Address	1209 FUTURITY ST
City	FREDERICK
State	MD
Zip	21702-2359
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 98 PHASE 1 PLAT 3,024 SQ FT KELLERTON
Legal Subdivision	KELLERTON LAND BAY A PH 1
Legal Phase	1
Legal Lot Number	98
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3017
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1209 Futurity St, a townhouse, is owned and occupied by an individual who bought it in April 2021.

Source: Frederick County records, as of September 25, 2023

Owner of Record	Individual Name on File
Mailing Address	1209 FUTURITY ST, FREDERICK, MD 21702-2359
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage HOWARD BANK
Apr 12, 2021	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 21, 2020	Grant Deed, Transfer ATTORNEY ONLY
Aug 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage RIDGEWALL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2021 · Amount on File
Deed Sale	Apr 12, 2021 · Amount on File
Prior Sale	Aug 21, 2020 · Amount on File
Deed Document Number	0014766196
Deed Book / Page	14766 / 196
Record Updated	Jun 7, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1209 FUTURITY ST, FREDERICK, MD 21702-2359
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0141130361
Date	Sep 28, 2020
Book Page	14113/361

Lender

Name	HOWARD BANK
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Amount	Amount on Record

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 12, 2021
Property Address	1209 FUTURITY ST, FREDERICK, MD 21702-2359
Document Number	0147660196
Book / Page	14766 / 196
Map Reference	MB 100 PG 8
Instrument Date	Apr 5, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,095.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 FUTURITY ST, FREDERICK, MD 21702-2359

Mortgage

Document Number	0014766203
Date	Apr 12, 2021
Instrument	14766/203

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 21, 2020
Property Address	1209 FUTURITY ST, FREDERICK, MD 21702-2359
Document Number	0140010209
Book / Page	014001 / 000209
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	227 GRANITE RUN DR LANCASTER PA 176016813, LANCASTER, PA 17601-6813
Investor	Possibly a Property Investor

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1209 FUTURITY ST, FREDERICK, MD 21702-2359
Document Number	0131740397
Instrument Date	Aug 8, 2019
Transaction Type	Mortgage
Record Updated	Sep 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1209 FUTURITY ST FREDERICK MD 217022359, FREDERICK, MD 21702-2359

Mortgage

Document Number	0131740397
Date	Aug 28, 2019
Book Page	013174/000397

Lender

Name	RIDGEWALL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,080.00 Homeowner's exemption	$400,900	$463,300 Land $90,000 Building $373,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1209 Futurity St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1209 Futurity St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber, Verizon.

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