1305 E Riverside Dr, Unit 13, Saint George, UT 84790 Property Records

Washington County property record for 1305 E Riverside Dr, Unit 13, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,339 sqft · built 1999
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Tax Bill	$1,198 (2025)
Deeds & Mortgages	Jan 2020 Reverse Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SG-RRGH-2-13-A`

Property Details

APN / Parcel Number

Primary APN	`SG-RRGH-2-13-A`
Alternative APN	`0479413`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	34 Units
Stories	1 Story
Building Area	1,339 sqft Living Area
Gross Area	1,372 sqft
1st Floor Area	1,339 sqft
Attic	Attic
Attic Area	836 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	418 sqft
Porch	Covered Slab
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0479413
Street Address	1305 E RIVERSIDE DR, 13
City	SAINT GEORGE
State	UT
Zip	84790-6704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SUBDIVISION: RIVER RIDGE GARDEN HOMES 2 (SG) LOT: 13 LESS: BEG SW COR LOT 13 TH N04436 W 8.70 FT; TH N891524 E 50 FT; TH S04436 E 8.70 FT TO SE COR LOT 13; TH S891524 W 50 FT TO POB
Legal Subdivision	RIVER RIDGE GARDEN HOMES 2
Legal Lot Number	13
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	2
Census Block	2006
Census Tract	271800

Owner

1305 E Riverside Dr, Unit 13 is owned and occupied by an individual.

Source: Washington County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1305 E RIVERSIDE DR, 13, SAINT GEORGE, UT 84790-6704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Deed of Trust, Mortgage · Reverse Mortgage CHERRY CREEK MORTGAGE CO INC
Dec 27, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	1305 E RIVERSIDE DR UNIT 13, 13, SAINT GEORGE, UT 84790-6704
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MOUNTAIN VIEW TTL ST GEORGE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000169
Date	Jan 2, 2020
Instrument	20200000169

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	884 Months
Due	Sep 2, 2093

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jan 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	1305 E RIVERSIDE DR UNIT 13, 13, SAINT GEORGE, UT 84790-6704
Document Number	0000000170
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	MOUNTAIN VIEW TITLE-STATE GEORGE, MOUNTAIN VIEW TITLE-ST GEORGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 E RIVERSIDE DR #13 ST GEORGE UT 847906704, 13, ST GEORGE, UT 84790-6704

Mortgage

Document Number	0000000170
Date	Jan 2, 2020
Instrument	170

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	876 Months
Due	Jan 1, 2093

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1305 E Riverside Dr, Unit 13 was $1,198.

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,790 Land $41,250 Building $133,540	$317,800 Land $75,000 Building $242,800
2025	$1,198.00
2023	$1,310.00	$195,855	$356,100 Land $70,000 Building $286,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1305 E Riverside Dr, Unit 13 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1305 E Riverside Dr, Unit 13 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 76% of Utah
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Starlink Satellite	280 / 30
InfoWest Fixed Wireless · Fiber in parts of the area	200 / 40
Kayenta Technologies Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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