Albemarle County property record for 1276 Delphi Ln, Charlottesville, VA 22911
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,688 sqft · built 2017 |
| Lot Size | 0.162 acres (7,057 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,113 (Jul 2017) |
| Tax Bill | $6,865 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Jul 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 078H0-00-06-00800 |
| Primary APN | 078H0-00-06-00800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,688 sqft Finished Area |
| Basement Area | 1,348 sqft |
| Finished Basement | 520 sqft |
| Unfinished Basement | 828 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 7,057 sqft (0.162 acres) |
| Garage Area | 420 sqft |
| Porch | Slab |
| Porch Area | 165 sqft |
| Deck Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 1276 DELPHI LN |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22911-3653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NMD |
| Legal Description | LOT 8, BLOCK 6, CASCADIA |
| Legal Subdivision | CASCADIA |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10501 |
1276 Delphi Ln is owned and occupied by an individual who bought it in July 2017.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1276 DELPHI LN, CHARLOTTESVILLE, VA 22911-3653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jul 25, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage NVR MTG FIN |
| Apr 13, 2017 | Grant Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2017 · Amount on File |
| Deed Sale | Jul 25, 2017 · Amount on File |
| Prior Sale | Apr 13, 2017 · Amount on File |
| Deed Document Number | 20178395 |
| Deed Book / Page | 4938 / 210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1276 DELPHI LN, CHARLOTTESVILLE, VA 22911-3653 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 202200004755 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 202200004755 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | May 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.12% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jul 25, 2017 |
| Property Address | 1276 DELPHI LN, CHARLOTTESVILLE, VA 22911-3653 |
| Document Number | 0000008395 |
| Book / Page | 004938 / 000210 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 8395 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 5, 2017 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $475.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1276 DELPHI LN CHARLOTTESVILLE VA 229113653, CHARLOTTESVILLE, VA 22911-3653 |
| Document Number | 8396 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 004938/000214 |
| Instrument | 8396 |
| Name | NVR MTG FIN |
|---|---|
| Type | Mortgage Company |
| Address | CANONSBURG, PA 15317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Apr 13, 2017 |
| Property Address | 1276 DELPHI LN, CHARLOTTESVILLE, VA 22911-3653 |
| Document Number | 0000004085 |
| Book / Page | 004896 / 000108 |
| Instrument Date | Apr 10, 2017 |
| Instrument | 4085 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $275.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1885 SEMINOLE TRL #201 CHARLOTTESVILLE VA 229011160, 201, CHARLOTTESVILLE, VA 22901-1160 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 1276 Delphi Ln was $6,865, up 6.8% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,865.00 (+6.85%) | $767,900 (+6.85%) Land $170,000 Building $597,900 | $767,900 (+6.85%) Land $170,000 Building $597,900 |
| 2025 | $6,425.00 | $718,700 Land $180,000 Building $538,700 | $718,700 Land $180,000 Building $538,700 |
| 2023 | $5,169.00 | $605,300 Land $148,000 Building $457,300 | $605,300 Land $148,000 Building $457,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1276 Delphi Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1276 Delphi Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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