1305 Cedar St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1305 Cedar St, Cedar Falls, IA 50613

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 620 sqft · built 1950
Lot Size0.32 acres (13,950 sqft)
OwnerIndividual Name on File
Tax Bill$1,376 (2025)
Flood ZoneZone X (moderate risk)
APN8914-02-201-002

Property Details

APN / Parcel Number

Primary APN8914-02-201-002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area620 sqft Living Area
1st Floor Area620 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,950 sqft (0.32 acres)
Lot Dimensions90 ft deep x 155 ft wide
PorchPorch
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address1305 CEDAR ST
CityCEDAR FALLS
StateIA
Zip50613-1405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNPLATTED CEDAR FALLS A PART OF THE NE FR 1/4 OF SEC 2 T 89 R 14 DES AS FOLS COM AT A PT ON THE W LINE OF & A DIS OF 41.5 FT
Legal Range14W
Legal Township89N
Legal Section02
Legal SubdivisionCEDAR FALLS
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group2
Census Block2065
Census Tract2604

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1009 ROSEWOOD DR, CEDAR FALLS, IA 50613-1158
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,376.00 (-2.69%)$91,710 (+4.41%) Land $20,260 Building $71,450$91,710 (+4.41%) Land $20,260 Building $71,450
2024$1,414.00 (+13.12%)
2023$87,840 (+29.65%) Land $20,260 Building $67,580$87,840 (+29.65%) Land $20,260 Building $67,580
2022$1,250.00$67,750 Land $20,260 Building $47,490
2021$67,750 Land $20,260 Building $47,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 55 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims22 (2008–2019)
Most Recent ClaimMar 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2019 · 20 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR FALLS MUNICIPAL WATER UTILITIES
serves 40,713 people · EPA ID IA0709084
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Utilities
Fiber
10,000 / 10,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, GigFire, Nextlink.

Nearby Properties on Cedar St

Nearby Streets

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