1114 Cedar St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1114 Cedar St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 880 sqft · built 1945
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Apr 2023)
Tax Bill	$1,258 (2025)
Deeds & Mortgages	Aug 2012 Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8914-02-233-001`

Property Details

APN / Parcel Number

Primary APN	`8914-02-233-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	880 sqft Living Area
1st Floor Area	300 sqft
Basement Area	424 sqft
Unfinished Basement	424 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	60 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1114 CEDAR ST
City	CEDAR FALLS
State	IA
Zip	50613-1400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRUHNS SUBDIVISION OF A PART OF NE QUARTER OF THE NE QUARTER OF SEC 2 T 89 NORTH RANGE 14 WEST OF THE 5TH PM LOT 42
Legal Range	14W
Legal Township	89N
Legal Section	02
Legal Subdivision	BRUHNS SUBDIVISION
Legal Lot Number	42
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2109
Census Tract	2604

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1114 CEDAR ST, CEDAR FALLS, IA 50613-1400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2012	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Nov 22, 2021	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jun 4, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 22, 2021	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Apr 11, 2023	Warranty Deed, Transfer TITLE SERVICES
Aug 15, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2023 · Amount on Record
Deed Sale	Apr 11, 2023 · Amount on Record
Deed Document Number	202313658
Last Transfer Date	Jun 2, 2026
Transfer Doc	0000008188
Record Updated	Oct 29, 2026

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1114 CEDAR ST, CEDAR FALLS, IA 50613-1400
Transaction Type	Mortgage
Record Updated	Jun 12, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK COUNTY ABSTRACT &

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013003146
Date	Aug 14, 2012
Instrument	2013003146

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2042

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1114 CEDAR ST, CEDAR FALLS, IA 50613-1400
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 CEDAR ST, CEDAR FALLS, IA 50613-1400

Mortgage

Document Number	202100010932
Date	Nov 22, 2021
Instrument	202100010932

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 4, 2041

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 4, 2026
Property Address	1114 CEDAR ST, CEDAR FALLS, IA 50613-1400
Document Number	0000008188
Instrument Date	Jun 2, 2026
Instrument	20268188
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 CEDAR ST, CEDAR FALLS, IA 50613-1400

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1114 CEDAR ST, CEDAR FALLS, IA 50613-1400
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 CEDAR ST, CEDAR FALLS, IA 50613-1400

Mortgage

Document Number	202100010932
Date	Nov 22, 2021
Instrument	202100010932

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 4, 2041

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 11, 2023
Property Address	1114 CEDAR ST, CEDAR FALLS, IA 50613-1400
Document Number	202300013658
Instrument Date	Mar 22, 2023
Instrument	202300013658
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$207.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1114 CEDAR ST, CEDAR FALLS, IA 50613-1400

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 15, 2017
Property Address	1114 CEDAR ST, CEDAR FALLS, IA 50613-1400
Document Number	201800002787
Instrument Date	Aug 11, 2017
Instrument	2018-00002787
Transaction Type	Transfer
Record Updated	Jun 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 CEDAR ST, CEDAR FALLS, IA 50613-1400

Mortgage

Document Number	201800002788
Date	Aug 15, 2017
Instrument	2018-00002788

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,258.00 (-2.48%) Homeowner's exemption	$109,310 (+5.07%) Land $12,210 Building $97,100	$109,310 (+5.07%) Land $12,210 Building $97,100
2024	$1,290.00
2023		$104,040 (+32.13%) Land $12,210 Building $91,830	$104,040 (+32.13%) Land $12,210 Building $91,830
2022	$1,290.00 Homeowner's exemption	$78,740 Land $12,210 Building $66,530
2021			$78,740 Land $12,210 Building $66,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	22 (2008–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 20 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GigFire, Nextlink.

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