1203 Cedar St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1203 Cedar St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,299 sqft · built 1946
Lot Size	0.176 acres (7,686 sqft)
Owner	Individual Name on File
Last Sale	$143,000 (Jun 2022)
Tax Bill	$1,616 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`8914-02-227-002`

Property Details

APN / Parcel Number

Primary APN	`8914-02-227-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,299 sqft Living Area
1st Floor Area	896 sqft
Attic	Attic
Attic Area	403 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,686 sqft (0.176 acres)
Lot Dimensions	122 ft deep x 63 ft wide
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1203 CEDAR ST
City	CEDAR FALLS
State	IA
Zip	50613-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRUHNS SUBDIVISION OF A PART OF NE QUARTER OF THE NE QUARTER OF SEC 2 T 89 NORTH RANGE 14 WEST OF THE 5TH PM LOT 15
Legal Range	14W
Legal Township	89N
Legal Section	02
Legal Subdivision	BRUHNS SUBDIVISION
Legal Lot Number	15
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2070
Census Tract	2604

Owner

1203 Cedar St is owned and occupied by an individual who bought it in June 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1203 CEDAR ST, CEDAR FALLS, IA 50613-1403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK
Jul 20, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2022 · Amount on File
Deed Sale	Jun 14, 2022 · Amount on File
Prior Sale	Jul 20, 2018 · Amount on File
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 14, 2022
Property Address	1203 CEDAR ST, CEDAR FALLS, IA 50613-1403
Document Number	202200024277
Instrument Date	Jun 13, 2022
Instrument	202200024277
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	SECURITY TITLE COMPANY, SECURITY FIRST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 CEDAR ST, CEDAR FALLS, IA 50613-1403

Mortgage

Document Number	202200024278
Date	Jun 14, 2022
Instrument	202200024278

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 20, 2018
Property Address	1203 CEDAR ST, CEDAR FALLS, IA 50613-1403
Document Number	201900001108
Instrument Date	Jun 29, 2018
Instrument	201900001108
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 CEDAR ST, CEDAR FALLS, IA 50613-1403

Tax Assessment & Valuation

The 2025 property tax bill for 1203 Cedar St was $1,616 with a homeowner's exemption, down 0.9% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,616.00 (-0.86%) Homeowner's exemption	$118,600 Land $11,430 Building $107,170	$118,600 Land $11,430 Building $107,170
2024	$1,630.00
2023		$111,520 (+46.03%) Land $10,160 Building $101,360	$111,520 Land $10,160 Building $101,360
2022	$1,410.00	$76,370 Land $10,160 Building $66,210
2021			$76,370 Land $10,160 Building $66,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1203 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	22 (2008–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 20 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1203 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GigFire, Nextlink.

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