St. Louis County property record for 13039 Memory Ln, Side Lake, MN 55781
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,632 sqft · built 1992 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Aug 2023) |
| Tax Bill | $2,246 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 370-0010-04975 |
| Primary APN | 370-0010-04975 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Gross Area |
| 1st Floor Area | 1,632 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 28,314 sqft (0.65 acres) |
| Garage Area | 672 sqft |
| Deck Area | 180 sqft |
| Heating Fuel | Gas |
|---|
| Account Number | 1152977 |
|---|---|
| Street Address | 13039 MEMORY LN |
| City | SIDE LAKE |
| State | MN |
| Zip | 55781-8454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | PART OF LOT 4 BEG 1813 15/100 FT W OF SECORNER OF LOT 4 THENCE NLY 130 FTTHENCE SWLY 240 FT THENCE SLY 100 FTTHENCE E TO |
| Legal Range | 21W |
| Legal Township | 60N |
| Legal Section | 31 |
| Legal Subdivision | FRENCH TOWN OF |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FRENCH |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 15100 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13039 MEMORY LN, SIDE LAKE, MN 55781-8454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 4, 2022 | Deed of Distribution, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Jan 24, 2022 | Deed of Distribution, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2023 · Amount on Record |
| Deed Sale | Aug 14, 2023 · Amount on Record |
| Deed Document Number | 20231471940 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 14, 2023 |
| Property Address | 13039 MEMORY LN, SIDE LAKE, MN 55781-8454 |
| Document Number | 0001471940 |
| Instrument Date | Jul 24, 2023 |
| Instrument | 1471940 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Title Company | SELLMAN TITLE COMPANY, SELLMAN TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,023.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 13039 MEMORY LN, SIDE LAKE, MN 55781-8454 |
| Document Number | 0001471941 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 1471941 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 4, 2022 |
| Property Address | 13039 MEMORY LN, SIDE LAKE, MN 55781-8454 |
| Document Number | 0001436893 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 1436893 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2022 |
| Title Company | HOME TOWN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 623 MAIN ST S, SAUK CENTRE, MN 56378-1512 |
| Document Number | 0001436894 |
|---|---|
| Date | Feb 4, 2022 |
| Instrument | 1436894 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 24, 2022 |
| Property Address | 13039 MEMORY LN, SIDE LAKE, MN 55781-8454 |
| Document Number | 0001435930 |
| Instrument Date | Jan 18, 2022 |
| Instrument | 1435930 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 623 MAIN ST S, SAUK CENTRE, MN 56378-1512 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | French Township |
| Unified School District | Hibbing Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,246.00 (+14.71%) Homeowner's exemption | ||
| 2025 | $1,958.00 (+10.5%) Homeowner's exemption | $339,500 (+25%) Land $126,600 Building $212,900 | $339,500 (+25%) Land $126,600 Building $212,900 |
| 2024 | $1,772.00 (+4.11%) | $271,600 (+34.39%) Land $126,600 Building $145,000 | $271,600 (+34.39%) Land $126,600 Building $145,000 |
| 2023 | $1,702.00 Homeowner's exemption | ||
| 2022 | $202,100 (+5.81%) Land $104,300 Building $97,800 | $202,100 (+5.81%) Land $104,300 Building $97,800 | |
| 2021 | $191,000 Land $100,600 Building $90,400 | $191,000 Land $100,600 Building $90,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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