13041 Cathy Rd, Byhalia, MS 38611 Property Records

DeSoto County property record for 13041 Cathy Rd, Byhalia, MS 38611 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,762 sqft · built 2003
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Last Sale	$202,500 (Aug 2019)
Tax Bill	$1,676 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-05-4-20-00-0-00003-01`

Property Details

APN / Parcel Number

Primary APN	`3-05-4-20-00-0-00003-01`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,762 sqft Adjusted Area
1st Floor Area	1,680 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	261,360 sqft (6 acres)
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Patio Area	120 sqft

Location & Zoning

Street Address	13041 CATHY RD
City	BYHALIA
State	MS
Zip	38611-8049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE 1/4 NW 1/4
Legal Range	005
Legal Township	03S
Legal Section	20
Legal Lot Number	3
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	2
Census Block	2031
Census Tract	70900

Owner

Source: DeSoto County records · APN 3-05-4-20-00-0-00003-01

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13041 CATHY RD, BYHALIA, MS 38611-8049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC
Aug 06, 2019	Intrafamily Transfer, Transfer · FHA Mortgage THOMPSON KANE & COMPANY LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 06, 2019 · Amount on Record
Deed Sale	Aug 06, 2019 · Amount on Record
Deed Book / Page	895 / 475
Prior Transfer Date	Aug 02, 2019
Prior Transfer Doc	000895/475
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	13041 CATHY RD, BYHALIA, MS 38611-8049
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13041 CATHY RD, BYHALIA, MS 38611-8049

Mortgage

Document Number	005490/624
Date	Mar 21, 2022
Book Page	5490/624

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Apr 01, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	13041 CATHY RD, BYHALIA, MS 38611-8049
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13041 CATHY RD, BYHALIA, MS 38611-8049

Mortgage

Document Number	005138/181
Date	Jan 19, 2021
Book Page	5138/181

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Aug 06, 2019
Property Address	13041 CATHY RD, BYHALIA, MS 38611-8049
Document Number	000895/475
Book / Page	0895 / 475
Instrument Date	Aug 02, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1304 CATHY RD, 1304, BYHALIA, MS 38611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 CATHY RD, BYHALIA, MS 38611

Mortgage

Document Number	0004774666
Date	Aug 06, 2019
Instrument	4774/666

Lender

Name	THOMPSON KANE & COMPANY LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,676.00 (+12.86%)	$23,957 (+34.18%) Land $4,200 Building $19,757	$239,573 (+34.19%) Land $42,000 Building $197,573
2023	$1,485.00	$17,854	$178,535 Land $42,000 Building $136,535

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330709002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2011–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jan 2023, other causes
Claims By Storm	Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding, Apr 2011 · 3 claims

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 84% of Mississippi
Wildfire Likelihood	About 1 in 448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Northcentral Electric Cooperative	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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