DeSoto County property record for 12972 Cathy Rd, Byhalia, MS 38611 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 1973 |
| Square Footage | 2,588 sqft Adjusted Area |
| Lot Size | 348,480 sqft (8 acres) |
| Garage | 600 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $437,500 (2021) |
| Tax Bill | $1,597.00 (2025) |
Source: DeSoto County records · APN 3-05-4-18-00-0-00023-00
Assessment roll updated December 15, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12972 CATHY RD, BYHALIA, MS 38611-9542 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Et Ux (and Wife) - Vendor Data Only |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Line of Credit EVOLVE BANK & TRUST |
| Aug 08, 2022 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Feb 01, 2021 | Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 01, 2021 · Amount on Record |
| Deed Sale | Feb 01, 2021 · Amount on Record |
| Prior Sale | Apr 13, 2005 |
| Deed Doc Number | 2021 |
| Deed Book / Page | 946 / 741 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 12972 CATHY RD, BYHALIA, MS 38611-9542 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 12972 CATHY RD, BYHALIA, MS 38611-9542 |
| Document Number | 5662/125281 |
|---|---|
| Date | Dec 01, 2025 |
| Book Page | 5662/125281 |
| Name | EVOLVE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 24, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 12972 CATHY RD, BYHALIA, MS 38611-9542 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12972 CATHY RD, BYHALIA, MS 38611-9542 |
| Document Number | 005581/466 |
|---|---|
| Date | Aug 08, 2022 |
| Book Page | 5581/466 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jul 12, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Feb 01, 2021 |
| Property Address | 12972 CATHY RD, BYHALIA, MS 38611-9542 |
| Document Number | 000946/741 |
| Book / Page | 946 / 741 |
| Instrument Date | Jan 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2586 NORTH ST, 2586, SOUTHAVEN, MS 38672-1019 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 4158 CASINO CENTER DR, ROBINSONVILLE, MS 38664-9147 |
| Document Number | 0005150264 |
|---|---|
| Date | Feb 01, 2021 |
| Instrument | 5150/264 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,597.00 (+12.62%) | $22,998 (+33.79%) Land $4,000 Building $18,998 | $229,981 (+33.8%) Land $40,000 Building $189,981 |
| 2023 | $1,418.00 | $17,189 | $171,890 Land $40,000 Building $131,890 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 63% of the US · above 80% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 455 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 3-05-4-18-00-0-00023-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,588 sqft Adjusted Area |
| 1st Floor | 2,399 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 348,480 sqft (8 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 600 sqft Garage |
| Utility Building | 2,000 sqft Utility Building |
| Street Address | 12972 CATHY RD |
|---|---|
| City | BYHALIA |
| State | MS |
| Zip | 38611-9542 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 18-3-5 PT SE1/4 SE1/4 |
| Legal Range | 005 |
| Legal Township | 03S |
| Legal Section | 18 |
| Legal Lot Number | 23 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 1 |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 70900 |
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