13040 Justify Dr, Union, KY 41091 Property Records

Boone County property record for 13040 Justify Dr, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,630 sqft · built 2023
Lot Size	0.257 acres (11,238 sqft)
Owner	Company Name on File
Last Sale	$534,133 (Jul 2023)
Tax Bill	$7,302 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`064.34-07-017.00`

Property Details

APN / Parcel Number

Primary APN	`064.34-07-017.00`
Alternative APN	`55461`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,630 sqft Finished Area

Exterior

Year Built	Built 2023
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Lot Area	11,238 sqft (0.257 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	13040 JUSTIFY DR
City	UNION
State	KY
Zip	41091-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 SEC 34 BLK A TRIPLE CROWN COUNTY CLUB
Legal Block	A
Legal Lot Number	17
Jurisdiction	BOONE KY
Township / Civil Division	WALTON
Census Block Group	2
Census Block	2009
Census Tract	70605

Owner

13040 Justify Dr is owned by a company that bought it in July 2023 and is owner-occupied.

Source: Boone County records, as of November 21, 2025

Owner of Record	Company Name on File
Mailing Address	13040 JUSTIFY DR, UNION, KY 41091-2006
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 20, 2023	Deed, Transfer HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP
Feb 10, 2023	Deed, Construction Loan

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2023 · Amount on File
Deed Sale	Jul 20, 2023 · Amount on File
Prior Sale	Feb 10, 2023 · Amount on File
Deed Document Number	959937
Deed Book / Page	D1208 / 170
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	13040 JUSTIFY DR, UNION, KY 41091-2006
Transaction Type	Mortgage
Record Updated	Dec 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13040 JUSTIFY DR, UNION, KY 41091-2006

Mortgage

Document Number	0M4710/218
Date	Nov 1, 2023
Book Page	M4710/218
Instrument	985446

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE KY
Recording Date	Jul 20, 2023
Property Address	13040 JUSTIFY DR, UNION, KY 41091-2006
Document Number	0D1208/170
Book / Page	D1208 / 170
Map Reference	CAB 6 PG 383
Instrument Date	Jul 10, 2023
Instrument	959937
Transaction Type	Transfer
Record Updated	Dec 1, 2023
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

Amount	Amount on Record
Tax	$534.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13010 JUSTIFY DR, UNION, KY 41091-2006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13040 JUSTIFY DR, UNION, KY 41091-2006

February 2023: Deed, Construction Loan

Document Type	Deed
Jurisdiction	BOONE KY
Recording Date	Feb 10, 2023
Property Address	13040 JUSTIFY DR, UNION, KY 41091-2006
Document Number	0D1201/246
Book / Page	D1201 / 246
Map Reference	CAB 6 PG 383
Instrument Date	Feb 10, 2023
Instrument	922666
Transaction Type	Construction Loan
Record Updated	Dec 1, 2023

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1671 PARK RD STE 1, 1, FT WRIGHT, KY 41011-2769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Tax Assessment & Valuation

The 2025 property tax bill for 13040 Justify Dr was $7,302.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,302.00	$648,500 Land $89,700 Building $558,800
2024			$648,500 Land $89,700 Building $558,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13040 Justify Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13040 Justify Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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