1304 Valley Dr, Laurel, MT 59044 Property Records

Yellowstone County property record for 1304 Valley Dr, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,276 sqft · built 1957
Lot Size	0.431 acres (18,774 sqft)
Owner	2 Individual Names on Record
Last Sale	$479,600 (Feb 2026)
Tax Bill	$1,274 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000B015720`

Property Details

APN / Parcel Number

Primary APN	`000B015720`
Alternative APNs	`03-0821-04-3-13-06-0000` `R0337053` `B015720` `B01572`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,276 sqft Living Area
Gross Area	2,652 sqft
1st Floor Area	1,326 sqft
Basement Area	1,326 sqft
Finished Basement	950 sqft
Unfinished Basement	376 sqft
Family Room	Family Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,774 sqft (0.431 acres)
View / Lot	Rural
Garage Area	684 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	60 sqft
Deck Area	Deck Area
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1304 VALLEY DR
City	LAUREL
State	MT
Zip	59044-9634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	MATHIS SUBD, S04, T02 S, R24 E, BLOCK 2, LOT 1 - 5, 18750 SQ FT (05)
Legal Range	24E
Legal Township	02S
Legal Section	04
Legal Subdivision	MATHIS SUBD
Legal Block	2
Legal Lot Number	1-5
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1008
Census Tract	1901

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1304 VALLEY DR, LAUREL, MT 59044-9634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Warranty Deed, Transfer · Conventional Mortgage YELLOWSTONE BANK
Feb 6, 2026	Re-recorded Document · Conventional Mortgage YELLOWSTONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2026 · Amount on Record
Deed Sale	Feb 6, 2026 · Amount on Record
Prior Sale	Oct 29, 2025 · Amount on Record
Deed Document Number	20264125608
Prior Transfer Date	Oct 28, 2025
Prior Transfer Doc	0004125608
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 29, 2025
Property Address	1304 VALLEY DR, LAUREL, MT 59044-9634
Document Number	0004118370
Map Reference	DOC 543502
Instrument Date	Oct 28, 2025
Instrument	4118370
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1304 VALLEY DR, LAUREL, MT 59044-9634

Mortgage

Document Number	0004118371
Date	Oct 29, 2025
Instrument	4118371

Lender

Name	YELLOWSTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	YELLOWSTONE MT
Recording Date	Feb 6, 2026
Property Address	1304 VALLEY DR, LAUREL, MT 59044-9634
Document Number	0004125608
Map Reference	DOC 543502
Instrument Date	Oct 28, 2025
Instrument	4125608
Record Updated	Feb 23, 2026
Title Company	CHICAGO TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1304 VALLEY DR, LAUREL, MT 59044-9634

Mortgage

Document Number	0004125609
Date	Feb 6, 2026
Instrument	4125609

Lender

Name	YELLOWSTONE BANK
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,700 (+18.84%) Land $78,476 Building $277,224	$355,700 (+18.84%) Land $78,476 Building $277,224
2025	$1,274.00 (-17.06%)	$299,300 (+34.7%) Land $78,476 Building $220,824	$299,300 (+34.7%) Land $78,476 Building $220,824
2024	$1,536.00 (+9.17%)
2023	$1,407.00	$222,200	$222,200 Land $51,003 Building $171,197

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 79% of Montana
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisp West.

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