1249 Valley Dr, Laurel, MT 59044 Property Records

Yellowstone County property record for 1249 Valley Dr, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,362 sqft · built 1977
Lot Size	0.403 acres (17,555 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,912 (2025)
Deeds & Mortgages	Oct 2025 Construction Loan Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000B017760`

Property Details

APN / Parcel Number

Primary APN	`000B017760`
Alternative APNs	`03-0821-04-3-09-08-0000` `R0337427` `B017760` `B01776`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,362 sqft Living Area
Gross Area	2,706 sqft
1st Floor Area	1,362 sqft
Basement Area	1,344 sqft
Finished Basement	1,000 sqft
Unfinished Basement	344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,555 sqft (0.403 acres)
View / Lot	Neighborhood / Spot
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Porch Area	20 sqft
Deck Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1249 VALLEY DR
City	LAUREL
State	MT
Zip	59044-9630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILSON SUBD, S04, T02 S, R24 E, BLOCK 2, LOT 3 - 5
Legal Range	24E
Legal Township	02S
Legal Section	04
Legal Subdivision	WILSON SUBD
Legal Block	2
Legal Lot Number	3-5
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1000
Census Tract	1901

Owner

1249 Valley Dr is owned and occupied by two individuals who acquired it in December 2021.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1249 VALLEY DR, LAUREL, MT 59044-9630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Construction Mortgage YELLOWSTONE BANK
Jan 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage YELLOWSTONE BANK
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage YELLOWSTONE BANK
Dec 3, 2021	Warranty Deed, Transfer FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO
Dec 10, 2021	Warranty Deed, Transfer FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2021
Deed Sale	Dec 10, 2021
Deed Document Number	20214000844
Prior Transfer Date	Dec 2, 2021
Prior Transfer Doc	0004000844
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1249 VALLEY DR, LAUREL, MT 59044-9630
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1249 VALLEY DR, LAUREL, MT 59044-9630

Mortgage

Document Number	0004117854
Date	Oct 23, 2025
Instrument	4117854

Lender

Name	YELLOWSTONE BANK
Type	Bank
Address	LAUREL, MT 59044

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	5 Months
Due	Mar 15, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1249 VALLEY DR, LAUREL, MT 59044-9630
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004006004
Date	Jan 26, 2022
Instrument	4006004

Lender

Name	YELLOWSTONE BANK
Type	Bank
Address	LAUREL, MT 59044

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	10 Months
Due	Nov 2, 2022

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1249 VALLEY DR, LAUREL, MT 59044-9630
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004010143
Date	Mar 8, 2022
Instrument	4010143

Lender

Name	YELLOWSTONE BANK
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Dec 3, 2021
Property Address	1249 VALLEY DR, LAUREL, MT 59044-9630
Document Number	0003999698
Map Reference	DOC 537346
Instrument Date	Dec 2, 2021
Instrument	3999698
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1249 VALLEY DR, LAUREL, MT 59044-9630

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Dec 10, 2021
Property Address	1249 VALLEY DR, LAUREL, MT 59044-9630
Document Number	0004000844
Map Reference	DOC 537346
Instrument Date	Dec 2, 2021
Instrument	4000844
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1249 VALLEY DR, LAUREL, MT 59044-9630

Tax Assessment & Valuation

The 2025 property tax bill for 1249 Valley Dr was $1,912, down 23.2% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,800 (-) Land $76,756 Building $358,044	$434,800 (-) Land $76,756 Building $358,044
2025	$1,912.00 (-23.18%)	$434,800 Land $76,756 Building $358,044	$434,800 Land $76,756 Building $358,044
2024	$2,489.00 (+8.5%)
2023	$2,294.00	$362,200	$362,200 Land $49,851 Building $312,349

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1249 Valley Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1249 Valley Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 83% of Montana
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisp West.

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