Yellowstone County property record for 1320 Valley Dr, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,260 sqft · built 1959 |
| Lot Size | 0.496 acres (21,606 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $209,100 (May 2014) |
| Tax Bill | $1,645 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000B015800 |
| Primary APN | 000B015800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,260 sqft Living Area |
| 1st Floor Area | 2,260 sqft |
| Family Room | Family Room |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 21,606 sqft (0.496 acres) |
| View / Lot | Rural |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Greenhouse | 112 sqft |
| Pole Barn | 864 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1320 VALLEY DR |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-9634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MATHIS SUBD 2ND FILING, S04, T02 S, R24 E, BLOCK 2, LOT 23 - 24 |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 04 |
| Legal Subdivision | MATHIS SUBD 2ND FILING |
| Legal Block | 2 |
| Legal Lot Number | 23-24 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1901 |
1320 Valley Dr is owned and occupied by two individuals who bought it in May 2014.
Source: Yellowstone County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1320 VALLEY DR, LAUREL, MT 59044-9634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2014 · Amount on File |
| Deed Sale | May 2, 2014 · Amount on File |
| Deed Document Number | 20143704153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1320 VALLEY DR, LAUREL, MT 59044-9634 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0003915799 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 3915799 |
| Name | FIRST INDEPENDENCE BANK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2035 |
The 2025 property tax bill for 1320 Valley Dr was $1,645 with a homeowner's exemption, down 25% from the year before.
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $388,159 (-) Land $82,199 Building $305,960 | $388,159 (-) Land $82,199 Building $305,960 | |
| 2025 | $1,645.00 (-24.95%) | $388,159 Land $82,199 Building $305,960 | $388,159 Land $82,199 Building $305,960 |
| 2024 | $2,192.00 (+28.19%) | ||
| 2023 | $1,710.00 | $270,058 | $270,058 Land $53,498 Building $216,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1320 Valley Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1320 Valley Dr is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 79% of Montana |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Wisp West.
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