1304 Rutledge Rd, Bloomington, IL 61704 Property Records

McLean County property record for 1304 Rutledge Rd, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,945 sqft · built 1967
Lot Size	0.178 acres (7,748 sqft)
Owner	Individual Name on Record
Last Sale	$143,000 (Apr 2013)
Tax Bill	$4,140 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-35-426-011`

Property Details

APN / Parcel Number

Primary APN	`14-35-426-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,945 sqft Living Area
1st Floor Area	1,445 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	7,748 sqft (0.178 acres)
Lot Dimensions	125 ft deep x 62 ft wide
View / Lot	Lake Front
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Deck Area	380 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1304 RUTLEDGE RD
City	BLOOMINGTON
State	IL
Zip	61704-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SECOND ADD TO LINCOLNWOOD SUB LOT 100
Legal Range	02E
Legal Township	24N
Legal Section	35
Legal Subdivision	LINCOLNWOOD SUB
Legal Lot Number	100
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2000
Census Tract	1106

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1304 RUTLEDGE RD, BLOOMINGTON, IL 61704-2306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 12, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2013 · Amount on Record
Deed Sale	Apr 23, 2013 · Amount on Record
Deed Document Number	201310581
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1304 RUTLEDGE RD, BLOOMINGTON, IL 61704-2306
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 RUTLEDGE RD, BLOOMINGTON, IL 61704-2306

Mortgage

Document Number	202400001763
Date	Feb 9, 2024
Instrument	2024-00001763

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	268 Months
Due	Jun 1, 2046

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1304 RUTLEDGE RD, BLOOMINGTON, IL 61704-2306
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 RUTLEDGE RD, BLOOMINGTON, IL 61704-2306

Mortgage

Document Number	202200018346
Date	Oct 12, 2022
Instrument	2022-00018346

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	284 Months
Due	Jun 1, 2046

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,657 (+36.66%) Land $11,727 Building $53,930	$196,971 (+36.66%) Land $35,181 Building $161,790
2024	$4,140.00 (+17.81%)
2023	$3,514.00	$48,045 Land $8,582 Building $39,463	$144,135 Land $25,746 Building $118,389

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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