1231 Rutledge Rd, Bloomington, IL 61704 Property Records

McLean County property record for 1231 Rutledge Rd, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,256 sqft · built 1967
Lot Size	0.178 acres (7,748 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Jan 2021)
Tax Bill	$3,655 (2024)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-35-477-003`

Property Details

APN / Parcel Number

Primary APN	`14-35-477-003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,256 sqft Living Area
Gross Area	1,546 sqft
1st Floor Area	756 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,748 sqft (0.178 acres)
Lot Dimensions	125 ft deep x 62 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	290 sqft
Parking Spaces	1 Parking Space
Deck Area	192 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1231 RUTLEDGE RD
City	BLOOMINGTON
State	IL
Zip	61704-3689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	LINCOLNWOOD SUB LOT 32
Legal Range	02E
Legal Township	24N
Legal Section	35
Legal Subdivision	LINCOLNWOOD SUB
Legal Lot Number	32
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2012
Census Tract	1106

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1231 RUTLEDGE RD, BLOOMINGTON, IL 61704-3689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Prior Sale	Jan 25, 2006 · Amount on Record
Deed Document Number	2021940
Prior Transfer Date	Oct 31, 2007
Prior Transfer Doc	0000011700
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 13, 2021
Property Address	1231 RUTLEDGE RD, BLOOMINGTON, IL 61704-3689
Document Number	202100000940
Map Reference	MB 18 PG 111
Instrument Date	Dec 31, 2020
Instrument	2021-00000940
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ILLINOIS TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 RUTLEDGE RD, BLOOMINGTON, IL 61704-3689

Mortgage

Document Number	202100000941
Date	Jan 13, 2021
Instrument	2021-00000941

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Mortgage

Document Number	202100000942
Date	Jan 13, 2021
Instrument	2021-00000942

Lender

Name	CITY OF AURORA
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,777 (+36.66%) Land $11,727 Building $47,050	$176,331 (+36.66%) Land $35,181 Building $141,150
2024	$3,655.00 (+18.17%)
2023	$3,093.00	$43,010 Land $8,582 Building $34,428	$129,030 Land $25,746 Building $103,284

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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