1235 Rutledge Rd, Bloomington, IL 61704 Property Records

McLean County property record for 1235 Rutledge Rd, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,005 sqft · built 1967
Lot Size	0.215 acres (9,373 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,000 (Nov 2023)
Tax Bill	$4,635 (2024)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-35-477-001`

Property Details

APN / Parcel Number

Primary APN	`14-35-477-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	2,005 sqft Living Area
1st Floor Area	1,005 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	9,373 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
View / Lot	Lake Front
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces
Deck Area	120 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1235 RUTLEDGE RD
City	BLOOMINGTON
State	IL
Zip	61704-3689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	LINCOLNWOOD SUB LOT 34
Legal Subdivision	LINCOLNWOOD SUB
Legal Lot Number	34
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2012
Census Tract	1106

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1235 RUTLEDGE RD, BLOOMINGTON, IL 61704-3689
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Apr 19, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 24, 2007	Trustee's Deed, Foreclosure · Conventional Mortgage ILLINOIS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2023 · Amount on Record
Deed Sale	Nov 27, 2023 · Amount on Record
Prior Sale	Apr 19, 2021 · Amount on Record
Deed Document Number	202316114
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 27, 2023
Property Address	1235 RUTLEDGE RD, BLOOMINGTON, IL 61704-3689
Document Number	202300016114
Instrument Date	Nov 16, 2023
Instrument	2023-00016114
Transaction Type	Transfer
Record Updated	Dec 5, 2023
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1235 RUTLEDGE RD, BLOOMINGTON, IL 61704-3689

Mortgage

Document Number	202300016115
Date	Nov 27, 2023
Instrument	2023-00016115

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.87%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 19, 2021
Property Address	1235 RUTLEDGE RD, BLOOMINGTON, IL 61704-3689
Document Number	202100008979
Instrument Date	Apr 7, 2021
Instrument	2021-00008979
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1235 RUTLEDGE RD, BLOOMINGTON, IL 61704-3689

Mortgage

Document Number	202100008980
Date	Apr 19, 2021
Instrument	2021-00008980

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

May 2007: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	May 24, 2007
Property Address	1235 RUTLEDGE RD, BLOOMINGTON, IL 61704-3689
Document Number	200700013094
Instrument Date	May 16, 2007
Instrument	2007-00013094
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1235 RUTLEDGE RD, BLOOMINGTON, IL 61704-3689

Mortgage

Document Number	200700013095
Date	May 24, 2007
Instrument	2007-00013095

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,684 (+36.66%) Land $12,267 Building $60,417	$218,052 (+36.66%) Land $36,801 Building $181,251
2024	$4,635.00 (+17.55%)
2023	$3,943.00 (+6.51%)	$53,187 (+7.32%) Land $8,976 Building $44,211	$159,561 (+7.32%) Land $26,928 Building $132,633
2022	$3,702.00	$49,559 Land $8,364 Building $41,195	$148,677 Land $25,092 Building $123,585

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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