1104 O'Neal St, Commerce, TX 75428 Property Records

Hunt County property record for 1104 O'Neal St, Commerce, TX 75428

Property Summary

Property Type	Commercial
Lot Size	5.21 acres (227,165 sqft)
Owner	Individual Name on File
Last Sale	$148,960 (Oct 2023)
Tax Bill	$3,477 (2024)
Deeds & Mortgages	Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4380-080A-0010-31`

Property Details

APN / Parcel Number

Primary APN	`4380-080A-0010-31`
Alternative APNs	`R70323` `70323`

Exterior

Lot Area	227,165 sqft (5.21 acres)

Location & Zoning

Street Address	1104 ONEAL ST
City	COMMERCE
State	TX
Zip	75428-2200
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	S4380 ORIG TOWN OF COMMERCE BLK 80A LOT 1 ACRES 5.215
Legal Subdivision	ORIG TOWN OF COMMERCE
Legal Block	80A
Legal Lot Number	1
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3053
Census Tract	960500

Owner

Source: Hunt County records · APN 4380-080A-0010-31

Assessment roll updated September 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3119 CONCORD DR, WYLIE, TX 75098-1366
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2023 · Amount on Record
Deed Sale	Oct 04, 2023 · Amount on Record
Deed Document Number	202319379
Prior Transfer Date	Jun 27, 2005
Prior Transfer Doc	0013310064
Record Updated	Jun 08, 2026

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Oct 04, 2023
Property Address	1104 ONEAL ST, COMMERCE, TX 75428-2200
Document Number	0000019379
Instrument Date	Oct 03, 2023
Instrument	2023-19379
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	KINCY ABSTRACT AND SABINE TITLE, KINCY ABSTRACT & SABINE TTL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7091 COUNTY ROAD 4614, COMMERCE, TX 75428-5833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3119 CONCORD DR, WYLIE, TX 75098-1366

Mortgage

Document Number	0000019380
Date	Oct 04, 2023
Instrument	2023-19380

Lender

Name	KATHY HAWKINS CAMPBELL
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated September 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$143,740 (+49%) Land $133,800 Building $9,940	$143,740 (+49%) Land $133,800 Building $9,940
2024	$3,477.00 (+40.15%)
2023		$96,470 Land $87,800 Building $8,670	$96,470 Land $87,800 Building $8,670
2022	$2,481.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 3, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
360 Communications, Inc. (OK, AR & TX) Fixed Wireless	400 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Brightspeed, Peoples Telephone Cooperative, Verizon.

Based on FCC filings for 184 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF COMMERCE serves 9,266 people
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.