San Diego County property record for 13038 Lomas Verdes Dr, Poway, CA 92064
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,012 sqft · built 1988 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,375,000 (Jul 2019) |
| Tax Bill | $16,989 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 273-911-27-00 |
| Primary APN | 273-911-27-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,012 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 44,867 sqft |
| View / Lot | Good |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 2739100900 |
|---|---|
| Street Address | 13038 LOMAS VERDES DR |
| City | POWAY |
| State | CA |
| Zip | 92064-1248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-C |
| Legal Description | LOT 44 TR 009770 |
| Legal Subdivision | SAN DIEGO #3842-2 |
| Legal Tract | 009770 |
| Legal Block | 2 |
| Legal Lot Number | 44 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 17020 |
13038 Lomas Verdes Dr is owned and occupied by two individuals who bought it in July 2019.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13038 LOMAS VERDES DR, POWAY, CA 92064-1248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jul 9, 2019 | Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2019 · Amount on File |
| Deed Sale | Jul 9, 2019 · Amount on File |
| Prior Sale | Jul 11, 1991 · Amount on File |
| Deed Document Number | 2019272457 |
| Prior Transfer Date | Jul 1, 1997 |
| Prior Transfer Doc | 0000323351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 13038 LOMAS VERDES DR, POWAY, CA 92064-1248 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|---|
| Address | 13038 LOMAS VERDES DR, POWAY, CA 92064-1248 |
| Document Number | 0000218724 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 2021-0218724 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 9, 2019 |
| Property Address | 13038 LOMAS VERDES DR, POWAY, CA 92064-1248 |
| Document Number | 0000272457 |
| Map Reference | MAP 9770 |
| Instrument Date | Jun 18, 2019 |
| Instrument | 2019-0272457 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 13038 LOMAS VERDES DR, POWAY, CA 92064-1248 |
| Document Number | 0000272458 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 2019-0272458 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 13038 Lomas Verdes Dr was $16,989 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,533,834 (+2%) Land $1,003,965 Building $529,869 | |
| 2025 | $16,989.00 Homeowner's exemption | $1,503,760 Land $984,280 Building $519,480 |
| 2023 | $16,192.00 (+1.7%) Homeowner's exemption | $1,445,369 Land $946,060 Building $499,309 |
| 2022 | $15,922.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 13038 Lomas Verdes Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13038 Lomas Verdes Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POWAY serves 49,888 people · EPA ID CA3710015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| AT&T DSL | 100 / 20 |
May also be available: Cox Communications, GeoLinks, Verizon.
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