Suwannee County property record for 13037 97th Rd, Live Oak, FL 32060
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,586 sqft · built 1994 |
| Lot Size | 9.47 acres (412,513 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $656 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-03S-14E-02762-004000 |
| Primary APN | 19-03S-14E-02762-004000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,586 sqft Living Area |
| 1st Floor Area | 1,586 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 412,513 sqft (9.47 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 280 sqft |
| Patio Area | 808 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 02762004000 |
|---|---|
| Street Address | 13037 97TH RD |
| City | LIVE OAK |
| State | FL |
| Zip | 32060-7012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEG 9.47 ACRES FOR POB COM AT THE NE COR OF SAID SE1/4 OF NE1/4 RUN S 0 DEG 54'54 E ALONG THE E LINE OF SAID SECTION A |
| Legal Range | 14E |
| Legal Township | 03S |
| Legal Section | 19 |
| Jurisdiction | SUWANNEE FL |
| Township / Civil Division | MCALPIN-WELLBORN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970501 |
13037 97th Rd is owned and occupied by an individual who acquired it in July 1994.
Source: Suwannee County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13037 97TH RD, LIVE OAK, FL 32060-7012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 1994 |
| Deed Sale | Jul 1, 1994 |
| Deed Document Number | 0000495280 |
| Record Updated | Jun 8, 2026 |
Source: Suwannee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Suwannee County |
| Unified School District | Suwannee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $109,409 | $169,982 | |
| 2024 | $656.00 (+7.89%) | ||
| 2023 | $608.00 (+102.67%) Homeowner's exemption | $103,424 (+2.95%) | $167,082 (+28.16%) |
| 2022 | $300.00 Homeowner's exemption | $100,463 | $130,365 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13037 97th Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2012–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13037 97th Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rapid Fiber Internet Fiber | 2,000 / 2,000 |
| Windstream DSL | 100 / 20 |
May also be available: Verizon.
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