13029 97th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 13029 97th Rd, Live Oak, FL 32060

Property Summary

Property TypeMobile Home
Details2 ba · 1,272 sqft · built 2008
Lot Size3.7 acres (161,172 sqft)
OwnerIndividual Name on Record
Last Sale$171,000 (Mar 2026)
Tax Bill$609 (2024)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-03S-14E-02781-001000

Property Details

APN / Parcel Number

Primary APN20-03S-14E-02781-001000
Alternative APN
  • 02781001000

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,272 sqft Living Area
1st Floor Area1,272 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2010
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area161,172 sqft (3.7 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address13029 97TH RD
CityLIVE OAK
StateFL
Zip32060-7012
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLEG 3.70 ACRES THE PART OF THE SW1/4 OF NW1/4 LYING NORTH AND WEST OF 97TH RD ORB 1836 P 62-63 QCD YR 2015
Legal Range14E
Legal Township03S
Legal Section20
JurisdictionSUWANNEE FL
Township / Civil DivisionMCALPIN-WELLBORN
Census Block Group1
Census Block1000
Census Tract970501

Owner

Source: Suwannee County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13029 97TH RD, LIVE OAK, FL 32060-7012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2026 · Amount on Record
Deed SaleMar 12, 2026 · Amount on Record
Deed Document Number20262793
Deed Book / Page2681 / 33
Prior Transfer DateDec 1, 2014
Prior Transfer Doc0000166529
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateMar 12, 2026
Property Address13029 97TH RD, LIVE OAK, FL 32060-7012
Document Number0061002793
Book / Page2681 / 33
Instrument DateMar 4, 2026
Instrument202661002793
Transaction TypeTransfer
Record UpdatedApr 27, 2026
Title CompanyLEGACY TITLE OF LIVE OAK LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,197.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12835 97TH RD, LIVE OAK, FL 32060-7082

Transferred To (Grantee/Buyer)

NameVerified Name
Address13029 97TH RD, LIVE OAK, FL 32060-7012

Mortgage

Document Number0000000035
DateMar 12, 2026
Instrument2681/35
Lender
NameJARROD PEPPER
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term109 Months
DueApr 1, 2035

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$81,376 (+99.8%) Land $32,097 Building $49,279$81,376 (+17.57%) Land $32,097 Building $49,279
2024$609.00 (+3.75%)
2023$587.00 (+4.45%) Homeowner's exemption$40,729 (+3%)$69,215 (+31.81%) Land $37,000 Building $32,215
2022$562.00 Homeowner's exemption$39,543$52,513 Land $22,200 Building $30,313

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims3 (2012–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber
2,000 / 2,000
Windstream
DSL
100 / 20

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