Suwannee County property record for 13035 97th Rd, Live Oak, FL 32060
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,260 sqft · built 1990 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $832 (2024) |
| Deeds & Mortgages | Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-03S-14E-02762-002010 |
| Primary APN | 19-03S-14E-02762-002010 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Composition/Composite |
| Roof Material | Composition Shingle |
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Area | 400 sqft |
| Patio Area | 390 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 02762002010 |
|---|---|
| Street Address | 13035 97TH RD |
| City | LIVE OAK |
| State | FL |
| Zip | 32060-7012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEG 1.10 ACRES FOR POB COMM AT SW COR OF E1/2 OF E1/2 OF NE1/4 OF NE1/4 RUN N 00 DEG 09'16 W 197.70 FT RUN S 80 DEG 52'17 E |
| Legal Range | 14E |
| Legal Township | 03S |
| Legal Section | 19 |
| Jurisdiction | SUWANNEE FL |
| Township / Civil Division | MCALPIN-WELLBORN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970501 |
Source: Suwannee County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 13035 97TH RD, LIVE OAK, FL 32060-7012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 8, 2019 |
| Transfer Doc | 0000211774 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Recording Date | Feb 8, 2019 |
| Property Address | 13035 97TH RD, LIVE OAK, FL 32060-7012 |
| Document Number | 0000211774 |
| Book / Page | 2100 / 0016 |
| Instrument Date | Feb 4, 2019 |
| Instrument | 2019211774 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13035 97TH RD, 13035, LIVE OAK, FL 32060-7012 |
| Name | Verified Name |
|---|---|
| Address | 13035 97TH RD, LIVE OAK, FL 32060-7012 |
| Investor | Possibly a Property Investor |
| Document Number | 0000211775 |
|---|---|
| Date | Feb 8, 2019 |
| Instrument | 2019211775 |
| Name | SUWANNEE RIVER FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 8, 2029 |
Source: Suwannee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Suwannee County |
| Unified School District | Suwannee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $72,501 (+5.99%) | $144,397 (+10.94%) Land $11,000 Building $133,397 | |
| 2024 | $832.00 (+0.85%) | ||
| 2023 | $825.00 (+1.98%) Homeowner's exemption | $68,406 (+3%) | $130,159 (+33.26%) Land $11,000 Building $119,159 |
| 2022 | $809.00 Homeowner's exemption | $66,414 | $97,673 Land $11,000 Building $86,673 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2012–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rapid Fiber Internet Fiber | 2,000 / 2,000 |
| Windstream DSL | 100 / 20 |
May also be available: Verizon.
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