McHenry County property record for 1303 W Circle Ct, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 1,128 sqft · built 1989 |
| Lot Size | 0.31 acres (13,529 sqft) |
| Owner | Individual Name on File |
| Last Sale | $306,000 (Mar 2024) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-07-478-002 |
| Primary APN | 10-07-478-002 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 4 Half Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,128 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Frame/Vinyl |
| Construction Type | Frame |
| Lot Area | 13,529 sqft |
| Garage Area | 646 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 32 sqft |
| Deck Area | 256 sqft |
| Street Address | 1303 W CIRCLE CT |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-7939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 88R019208 LT 2 BLK 10 PISTAKEE TERRACE UNIT 2 |
| Legal Range | 09E |
| Legal Township | 45N |
| Legal Section | 07 |
| Legal Subdivision | PISTAKEE TERRACE 02/KNIGHTS |
| Legal Block | 10 |
| Legal Lot Number | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 870704 |
1303 W Circle Ct is owned and occupied by an individual who bought it in March 2024.
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1303 W CIRCLE CT, MCHENRY, IL 60051-7939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2024 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Aug 27, 2020 | Deed of Trust, Mortgage · Line of Credit GREAT LAKES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2024 · Amount on File |
| Deed Sale | Mar 28, 2024 · Amount on File |
| Deed Document Number | 2024R0007302 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 28, 2024 |
| Property Address | 1303 W CIRCLE CT, MCHENRY, IL 60051-7939 |
| Document Number | 0000007302 |
| Map Reference | DOC 306804 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 2024R0007302 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $306.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 140 MILKY WAY, DRAIN, OR 97435-4501 |
| Name | Verified Name |
|---|---|
| Address | 1303 W CIRCLE CT, MCHENRY, IL 60051-7939 |
| Document Number | 0000007303 |
|---|---|
| Date | Mar 28, 2024 |
| Instrument | 2024R0007303 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1303 W CIRCLE CT, MCHENRY, IL 60051-7939 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033878 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 2020R0033878 |
| Name | GREAT LAKES CU |
|---|---|
| Type | Credit Union |
| Address | 80084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 26, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Unified School District | Johnsburg Community Unit School District 12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $89,653 Land $29,948 Building $59,705 | $268,959 Land $89,844 Building $179,115 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1303 W Circle Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 10 (1979–2017) |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1303 W Circle Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 59 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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