McHenry County property record for 1220 W Circle Ct, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 1,222 sqft · built 1972 |
| Lot Size | 0.22 acres (9,607 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-07-479-002 |
| Primary APN | 10-07-479-002 |
|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,222 sqft Living Area |
| Gross Area | 2,444 sqft |
| 1st Floor Area | 1,222 sqft |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Frame/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,607 sqft |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 128 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Street Address | 1220 W CIRCLE CT |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-7980 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0067469 LT 10 BLK 9 PISTAKEE TERRACE UNIT 2 |
| Legal Range | 09E |
| Legal Township | 45N |
| Legal Section | 07 |
| Legal Subdivision | PISTAKEE TERRACE 02/KNIGHTS |
| Legal Block | 9 |
| Legal Lot Number | 10 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 870704 |
1220 W Circle Ct is owned and occupied by an individual who acquired it in December 2021.
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1220 W CIRCLE CT, MCHENRY, IL 60051-7980 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Jul 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 20, 2021 |
| Transfer Doc | 0000067469 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 20, 2021 |
| Property Address | 1220 W CIRCLE CT, MCHENRY, IL 60051-7980 |
| Document Number | 0000067469 |
| Map Reference | DOC306804 MB12 PG72 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2021R0067469 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Title Company | N TITLE COMPANY, SNP TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1220 W CIRCLE CT, JOHNSBURG, IL 60051-7980 |
| Document Number | 0000067470 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021R0067470 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate | 4% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1220 W CIRCLE CT, MCHENRY, IL 60051-7980 |
| Document Number | 0000026646 |
| Instrument Date | Jul 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1220 W CIRCLE CT MCHENRY IL 600517980, MCHENRY, IL 60051-7980 |
| Document Number | 0000026646 |
|---|---|
| Date | Aug 6, 2018 |
| Instrument | 26646 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 5, 2048 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Unified School District | Johnsburg Community Unit School District 12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $55,410 Land $14,628 Building $40,782 | $166,230 Land $43,884 Building $122,346 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1220 W Circle Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 10 (1979–2017) |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1220 W Circle Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 59 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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