1213 W Circle Ct, McHenry, IL 60051 Property Records

McHenry County property record for 1213 W Circle Ct, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details1,344 sqft · built 1958
Lot Size0.31 acres (12,197 sqft)
OwnerCompany Name on Record
Last Sale$190,000 (Aug 2026)
Tax Bill$6,322 (2024)
Deeds & MortgagesAug 2026 Sale & Mortgage
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN10-07-480-001

Property Details

APN / Parcel Number

Primary APN10-07-480-001

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft
Basement Area1,344 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleA-Frame
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area12,197 sqft (0.31 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1213 W CIRCLE CT
CityMCHENRY
StateIL
Zip60051-2800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0049140 LT 8 BLK 10 PISTAKEE TERRACE UNIT 2
Legal SubdivisionPISTAKEE TERRACE
Legal Block10
Legal Lot Number8
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group4
Census Block4005
Census Tract870704

Owner

Source: McHenry County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1213 W CIRCLE CT, MCHENRY, IL 60051-2800
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2026Warranty Deed, Transfer · Conventional Mortgage
KIAVI FUNDING INC
Sep 8, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FIRST MIDWEST BANK
Apr 16, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST MIDWEST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2026 · Amount on Record
Deed SaleAug 24, 2026 · Amount on Record
Deed Document Number202624569
Prior Transfer DateJul 21, 2021
Prior Transfer Doc0000049140
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateAug 24, 2026
Property Address1213 W CIRCLE CT, MCHENRY, IL 60051-2800
Document Number0000024569
Instrument DateAug 18, 2026
Instrument202624569
Transaction TypeTransfer
Record UpdatedSep 4, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address1213 W CIRCLE CT, MCHENRY, IL 60051-2800
InvestorPossibly a Property Investor

Mortgage

Document Number0000024570,
DateAug 24, 2026
Instrument202624570
Lender
NameKIAVI FUNDING INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Max Rate-1%

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateSep 8, 2021
Property Address1213 W CIRCLE CT, MCHENRY, IL 60051-2800
Document Number0000049140
Map ReferenceDOC 306804 MB 12PG72
Instrument DateJul 21, 2021
Instrument2021R0049140
Transaction TypeTransfer
Record UpdatedSep 17, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1213 W CIRCLE CT, MCHENRY, IL 60051-2800

Mortgage

Document Number0000049141
DateSep 8, 2021
Instrument2021R0049141
Lender
NameFIRST MIDWEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1213 W CIRCLE CT, MCHENRY, IL 60051-2800
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010097
DateApr 16, 2019
Instrument2019R0010097
Lender
NameFIRST MIDWEST BANK
TypeBank
AddressCHICAGO, IL 60631
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term359 Months
DueMar 19, 2049
Interest
Rate TypeAdjustable Rate
Rate5.5%
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$6,322.00$102,514 (+18.97%) Land $38,012 Building $64,502$307,542 (+18.97%) Land $114,036 Building $193,506
2022Homeowner's exemption$86,167 Land $31,594 Building $54,573$258,501 Land $94,782 Building $163,719

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims10 (1979–2017)
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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