Bay County property record for 1210 Sutherland Ct, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,398 sqft · built 2000 |
| Lot Size | 0.355 acres (15,452 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100 (Sep 2020) |
| Tax Bill | $2,418 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2023 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 11588-368-000 |
| Primary APN | 11588-368-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,398 sqft Living Area |
| Gross Area | 2,900 sqft |
| 1st Floor Area | 2,182 sqft |
| Flooring | Tile |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 15,452 sqft (0.355 acres) |
| Garage Type | Attached |
| Garage Area | 502 sqft |
| Driveway | Driveway |
| Driveway Area | 832 sqft |
| Pool Area | 300 sqft |
| Porch | Florida Room |
| Patio Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1210 SUTHERLAND CT |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-8304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOWAT HIGHLANDS PHASE V LOT 16 BLK H ORB 4295 P 2026 |
| Legal Subdivision | MOWAT HIGHLANDS PHASE V |
| Legal Block | H |
| Legal Lot Number | 16 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 1301 |
1210 Sutherland Ct is owned and occupied by an individual who bought it in September 2020.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1210 SUTHERLAND CT, LYNN HAVEN, FL 32444-8304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jul 21, 2023 | Deed of Trust, Mortgage · Line of Credit TYNDALL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2020 · Amount on File |
| Deed Sale | Sep 4, 2020 · Amount on File |
| Prior Sale | Jul 2, 2014 · Amount on File |
| Deed Document Number | 202058891 |
| Deed Book / Page | 4295 / 2026 |
| Prior Transfer Date | Aug 13, 2020 |
| Prior Transfer Doc | 0042952026 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 1210 SUTHERLAND CT, LYNN HAVEN, FL 32444-8304 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1210 SUTHERLAND CT, LYNN HAVEN, FL 32444-8304 |
| Document Number | 0044850185 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 4485/185 |
| Instrument | 2021086233 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 1210 SUTHERLAND CT, LYNN HAVEN, FL 32444-8304 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1210 SUTHELAND CT, LYNN HAVEN, FL 32444-8304 |
| Document Number | 0047112147 |
|---|---|
| Date | Jul 21, 2023 |
| Book Page | 4711/2147 |
| Instrument | 2023045558 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 15, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1210 Sutherland Ct was $2,418 with a homeowner's exemption, down 6.6% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,418.00 (-6.6%) Homeowner's exemption | $202,370 | $269,973 Land $63,500 Building $206,473 |
| 2024 | $2,589.00 (+3.48%) | ||
| 2023 | $2,502.00 Homeowner's exemption | $190,939 | $249,083 Land $48,755 Building $200,328 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1210 Sutherland Ct in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 325 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 325 in force |
| Nearby Flood Claims | 60 (1998–2021) |
| Claims Outside the SFHA | 27 of 60 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1210 Sutherland Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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