Oakland County property record for 1249 Prosper Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,508 sqft · built 1985 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Jul 2014) |
| Tax Bill | $6,522 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Nov 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-05-406-004 |
| Primary APN | 88-20-05-406-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,508 sqft Living Area |
| 1st Floor Area | 1,328 sqft |
| Basement Area | 1,260 sqft |
| Unfinished Basement | 1,328 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 155 ft deep x 100 ft wide |
| Garage Area | 539 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 55 sqft |
| Deck Area | 252 sqft |
| Patio Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1249 PROSPER DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-2058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 5 CRESCENT RIDGE SUB NO 1 LOT 152 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 5 |
| Legal Subdivision | CRESCENT RIDGE SUB #1 |
| Legal Lot Number | 152 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 196400 |
1249 Prosper Dr is owned and occupied by two individuals who acquired it in October 2017.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1249 PROSPER DR, TROY, MI 48098-2058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Nov 18, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| May 23, 2020 | Deed of Trust, Mortgage · Conventional with PMI MORTGAGE 1 AT SUBURBAN |
| Oct 12, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2014 · Amount on File |
| Deed Sale | Jul 18, 2014 · Amount on File |
| Prior Sale | Dec 12, 2012 · Amount on File |
| Deed Document Number | 2014135016 |
| Deed Book / Page | 47224 / 175 |
| Last Transfer Date | Oct 3, 2017 |
| Transfer Doc | 0000189843 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1249 PROSPER DR, TROY, MI 48098-2058 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1249 PROSPER DR, TROY, MI 48098-2058 |
| Document Number | 20250158769 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 60796/532 |
| Instrument | 20250158769 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 9, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1249 PROSPER DR, TROY, MI 48098-2058 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 1249 PROSPER DR, TROY, MI 48098-2058 |
| Document Number | 0000260398 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 57097/107 |
| Instrument | 260398 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Oct 11, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1249 PROSPER DR, TROY, MI 48098-2058 |
| Document Number | 0000108412 |
| Instrument Date | May 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1249 PROSPER DR TROY MI 480982058, TROY, MI 48098-2058 |
| Document Number | 0000108412 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 054306/000386 |
| Instrument | 108412 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 4, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 12, 2017 |
| Property Address | 1249 PROSPER DR, TROY, MI 48098-2058 |
| Document Number | 0000189843 |
| Book / Page | 51172 / 00633 |
| Map Reference | LB 172 PG 1 |
| Instrument Date | Oct 3, 2017 |
| Instrument | 189843 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | ETITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1249 PROSPER DR, TROY, MI 48098-2058 |
| Document Number | 0000188650 |
|---|---|
| Date | Oct 12, 2017 |
| Instrument | 188650 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2037 |
The 2025 property tax bill for 1249 Prosper Dr was $6,522 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,522.00 | ||
| 2023 | $428,420 | ||
| 2022 | $6,784.00 | $214,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1249 Prosper Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2003–2006) |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1249 Prosper Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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