St. Joseph County property record for 13019 Spence Rd, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 960 sqft · built 1974 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Company Name on File |
| Last Sale | $125,000 (Nov 2012) |
| Tax Bill | $2,471 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-380-042-00 |
| Primary APN | 004-380-042-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 150 ft deep x 149 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 13019 SPENCE RD |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-8403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LR |
| Legal Description | LOTS 42 & 43 SHADY POINT SUB SEC 10 T6S R12W. (004-380-043-00 COMB W/ THIS PCL FOR 2005) |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 10 |
| Legal Subdivision | SHADY POINT SUB |
| Legal Lot Number | 42-43 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | FABIUS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 41102 |
Source: St. Joseph County assessment roll, APN 004-380-042-00, as of July 24, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1047 INDEPENDENCE DR, DAYTON, OH 45429-5641 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 06, 2012 · Amount on Record |
| Deed Sale | Nov 06, 2012 · Amount on Record |
| Deed Book / Page | 1677 / 322 |
| Prior Transfer Date | Jul 22, 2011 |
| Prior Transfer Doc | 1632/0019 |
| Record Updated | Sep 20, 2026 |
Source: St. Joseph County assessment roll as of July 24, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Fabius Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,900 (+12.16%) Land $14,000 Building $93,900 | $215,800 (+12.16%) Land $28,000 Building $187,800 | |
| 2025 | $2,471.00 | $96,200 Land $10,600 Building $85,600 | $192,400 Land $21,200 Building $171,200 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), as of June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490411021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 75 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Midwest Energy Cooperative Fiber | 1,000 / 1,000 |
May also be available: Mercury Broadband.
5G and 4G LTE (outdoors only)
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