St. Joseph County property record for 13010 Spence Rd, Three Rivers, MI 49093 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,397 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Garage | 672 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $175,000 (2018) |
| Tax Bill | $1,400.00 (2025) |
Source: St. Joseph County records · APN 004-450-016-00
Assessment roll updated August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13010 SPENCE RD, THREE RIVERS, MI 49093-8403 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 05, 2020 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Nov 04, 2019 | Intrafamily Transfer, Transfer PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABTRACT & TTL OFFICE |
| May 30, 2018 | Warranty Deed, Transfer |
| May 09, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2018 · Amount on Record |
| Deed Sale | May 30, 2018 · Amount on Record |
| Deed Book / Page | 1917 / 501 |
| Last Transfer Date | Nov 01, 2019 |
| Transfer Doc | 1981/0860 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 13010 SPENCE RD, THREE RIVERS, MI 49093-8403 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2020004125 |
|---|---|
| Date | Aug 05, 2020 |
| Instrument | 2020004125 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 01, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Nov 04, 2019 |
| Property Address | 13010 SPENCE RD, THREE RIVERS, MI 49093-8403 |
| Document Number | 1981/0860 |
| Book / Page | 1981 / 0860 |
| Map Reference | LB 3 PG 73 |
| Instrument Date | Nov 01, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABTRACT & TTL OFFICE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13010 SPENCE RD, THREE RIVERS, MI 49093-8403 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 30, 2018 |
| Property Address | 13010 SPENCE RD, THREE RIVERS, MI 49093-8403 |
| Document Number | 1917/0501 |
| Book / Page | 1917 / 0501 |
| Instrument Date | May 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15545 S 2ND ST, 15545, SCHOOLCRAFT, MI 49087-8704 |
| Name | Verified Name |
|---|---|
| Address | 56202 SHADY LN, THREE RIVERS, MI 49093-8923 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 09, 2018 |
| Property Address | 13010 SPENCE RD, THREE RIVERS, MI 49093-8403 |
| Document Number | 1914/0724 |
| Book / Page | 1914 / 0724 |
| Instrument Date | May 01, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13010 SPENCE RD, 13010, THREE RIVERS, MI 49093-8403 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 15545 S 2ND ST, SCHOOLCRAFT, MI 49087-8704 |
Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Fabius Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,800 (+5.37%) | $655,600 (+5.37%) | |
| 2025 | $1,400.00 Homeowner's exemption | $311,100 Land $95,400 Building $215,700 | $622,200 Land $190,800 Building $431,400 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 5% of the US · above 12% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 004-450-016-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Partial Baths | 2 Partial Baths |
| Building Area | 1,397 sqft Living Area |
| 1st Floor | 1,397 sqft 1st Floor |
| Basement Area | 1,397 sqft Basement |
| Unfinished Basement | 1,397 sqft Unfinished |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch Style |
| Lot Area | 13,068 sqft (0.3 acres) |
| Depth X Width | 114 ft x 115 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 672 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 13010 SPENCE RD |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-8403 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 16 & 17 SUPERVISOR'S PLAT NO. 2 SEC 10 T6S R12W |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 10 |
| Legal Subdivision | SUPRVRS 2 FABIUS TOWNSHIP |
| Legal Lot Number | 16-17 |
| Jurisdiction | ST JOSEPH MI |
| Minor Civil Division | FABIUS |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 41102 |
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