13020 Jacob Ln, Kearney, MO 64060 Property Records

Clay County property record for 13020 Jacob Ln, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · built 2022
Lot Size	1.01 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$853,090 (Nov 2025)
Tax Bill	$7,351 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-103-00-04-009.00`

Property Details

APN / Parcel Number

Primary APN	`11-103-00-04-009.00`
Alternative APN	`323142`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood Siding
Lot Area	44,431 sqft

Location & Zoning

Street Address	13020 JACOB LN
City	KEARNEY
State	MO
Zip	64060-8288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKBROOK 2ND PLAT LT 65
Legal Range	31W
Legal Township	52N
Legal Section	07
Legal Subdivision	OAKBROOK 2ND
Legal Lot Number	65
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1038
Census Tract	21810

Owner

13020 Jacob Ln is owned and occupied by two individuals who bought it in November 2025.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13020 JACOB LN, KEARNEY, MO 64060-8288
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Apr 1, 2022	Warranty Deed, Transfer · Conventional Mortgage FARMERS BANK & TRUST
Jan 19, 2021	Warranty Deed, Construction Loan · Construction Mortgage AMERICAS COMMUNITY BANK
Nov 13, 2020	Warranty Deed, Transfer STEWART TITLE
May 15, 2019	Grant Deed, Transfer THOMSON AFFINITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025 · Amount on File
Deed Sale	Nov 20, 2025 · Amount on File
Prior Sale	Apr 1, 2022 · Amount on File
Deed Document Number	202530040
Deed Book / Page	10055 / 61
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Nov 20, 2025
Property Address	13020 JACOB LN, KEARNEY, MO 64060-8288
Document Number	0000030040
Book / Page	10055 / 61
Instrument Date	Nov 13, 2025
Instrument	2025030040
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6884 SW BRANGUS RD, LATHROP, MO 64465-8293

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13020 JACOB LN, KEARNEY, MO 64060-8288

Mortgage

Document Number	0000030160
Date	Nov 20, 2025
Instrument	2025030160

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Apr 1, 2022
Property Address	13020 JACOB LN, KEARNEY, MO 64060-8288
Document Number	0000010795
Book / Page	9335 / 137
Instrument Date	Mar 30, 2022
Instrument	2022010795
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13020 JACOB LN, KEARNEY, MO 64060-8288

Mortgage

Document Number	0000010796
Date	Apr 1, 2022
Instrument	2022010796

Lender

Name	FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2037

January 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jan 19, 2021
Property Address	13020 JACOB LN, KEARNEY, MO 64060-8288
Document Number	0000002288
Book / Page	8933 / 89
Instrument Date	Jan 15, 2021
Instrument	2021002288
Transaction Type	Construction Loan
Record Updated	Nov 25, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7618 S ARNETT RD, GRAIN VALLEY, MO 64029-9737
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002289
Date	Jan 19, 2021
Instrument	2021002289

Lender

Name	AMERICAS COMMUNITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Jul 13, 2021

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Nov 13, 2020
Property Address	13020 JACOB LN, KEARNEY, MO 64060-8288
Document Number	0000043733
Book / Page	008867 / 000039
Instrument Date	Nov 12, 2020
Instrument	43733
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	13020 JACOB LN KEARNEY MO 640608288, KEARNEY, MO 64060-8288

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY MO
Recording Date	May 15, 2019
Property Address	13020 JACOB LN, KEARNEY, MO 64060-8288
Document Number	0000012182
Book / Page	008411 / 000154
Instrument Date	May 10, 2019
Instrument	12182
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	THOMSON AFFINITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 604 KEARNEY MO 640600604, KEARNEY, MO 64060-0604

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$127,000	$668,421
2024	$7,351.00 (+0.37%)
2023	$7,324.00	$116,200	$611,578
2019	$291.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13020 Jacob Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13020 Jacob Ln is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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