13005 Jacob Ln, Kearney, MO 64060 Property Records

Clay County property record for 13005 Jacob Ln, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · built 2021
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,517 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`11-103-00-04-016.00`

Property Details

APN / Parcel Number

Primary APN	`11-103-00-04-016.00`
Alternative APN	`323170`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood Siding
Lot Area	55,757 sqft

Location & Zoning

Street Address	13005 JACOB LN
City	KEARNEY
State	MO
Zip	64060-8288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKBROOK 2ND PLAT LT 72
Legal Range	31W
Legal Township	52N
Legal Section	07
Legal Subdivision	OAKBROOK 2ND
Legal Lot Number	72
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1038
Census Tract	21810

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1520 DUNCAN CIR, LIBERTY, MO 64068-3559
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Sep 22, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020
Deed Sale	Sep 4, 2020
Deed Document Number	202032436
Deed Book / Page	8791 / 85
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	13005 JACOB LN, KEARNEY, MO 64060-8288
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13005 JACOB LN, KEARNEY, MO 64060-8288

Mortgage

Document Number	0000031839
Date	Sep 28, 2022
Book Page	9455/112
Instrument	2022031839

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	13005 JACOB LN, KEARNEY, MO 64060-8288
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034864
Date	Sep 22, 2020
Book Page	8807/4
Instrument	2020034864

Lender

Name	FIRST FEDERAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64120

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,517.00 (+5.88%)	$107,880 (+10.46%)	$567,789 (+10.46%)
2023	$6,155.00 (+1,841.64%)	$97,660	$514,000
2019	$317.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Jacob Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures