13103 Jacob Ln, Kearney, MO 64060 Property Records

Clay County property record for 13103 Jacob Ln, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,688 sqft · built 2018
Lot Size	1.63 acres (71,003 sqft)
Owner	2 Individual Names on File
Last Sale	$415,100 (Nov 2017)
Tax Bill	$5,755 (2025)
Deeds & Mortgages	Feb 2024 Sale Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-103-00-04-019.00`

Property Details

APN / Parcel Number

Primary APN	`11-103-00-04-019.00`
Alternative APN	`323176`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,688 sqft Living Area
1st Floor Area	1,688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	71,003 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	13103 JACOB LN
City	KEARNEY
State	MO
Zip	64060-8286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKBROOK 2ND PLAT LT 75
Legal Range	31W
Legal Township	52N
Legal Section	07
Legal Subdivision	OAKBROOK 2ND
Legal Lot Number	75
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1038
Census Tract	21810

Owner

13103 Jacob Ln is owned and occupied by two individuals who acquired it in February 2024.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13103 JACOB LN, KEARNEY, MO 64060-8286
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Beneficiary Deed, Transfer
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Sep 23, 2019	Deed of Trust, Mortgage COMMUNITYAMERICA CU
Jul 10, 2018	Quit Claim Deed, Subdivision Related Transfer COMMUNITYAMERICA CU
Nov 22, 2017	Corporation Deed, Transfer · Line of Credit KCB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2017 · Amount on File
Deed Sale	Nov 22, 2017 · Amount on File
Deed Document Number	201739907
Deed Book / Page	8094 / 106
Last Transfer Date	Feb 15, 2024
Transfer Doc	0000003313
Record Updated	Sep 20, 2026

February 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CLAY MO
Recording Date	Feb 20, 2024
Property Address	13103 JACOB LN, KEARNEY, MO 64060-8286
Document Number	0000003313
Book / Page	9694 / 3
Instrument Date	Feb 15, 2024
Instrument	2024003313
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13103 JACOB LN, KEARNEY, MO 64060-8286

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	13103 JACOB LN, KEARNEY, MO 64060-8286
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037435
Date	Oct 7, 2020
Book Page	8825/13
Instrument	2020037435

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	13103 JACOB LN, KEARNEY, MO 64060-8286
Document Number	0000028507
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13103 JACOB LN KEARNEY MO 640608286, KEARNEY, MO 64060-8286

Mortgage

Document Number	0000028507
Date	Sep 27, 2019
Book Page	008510/000034
Instrument	28507

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Amount	Amount on Record
Term	336 Months
Due	Sep 26, 2047

July 2018: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MO
Recording Date	Jul 10, 2018
Property Address	13103 JACOB LN, KEARNEY, MO 64060-8286
Document Number	0000022097
Book / Page	008235 / 000141
Instrument Date	Jul 2, 2018
Instrument	22097
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 24, 2018
Title Company	KANSAS CITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13103 JACOB LN KEARNEY MO 640608286, KEARNEY, MO 64060-8286

Mortgage

Document Number	22098
Date	Jul 10, 2018
Book Page	008235/000142
Instrument	22098

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2048

November 2017: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	CLAY MO
Recording Date	Nov 22, 2017
Property Address	13103 JACOB LN, KEARNEY, MO 64060-8286
Document Number	0000039907
Book / Page	8094 / 106
Instrument Date	Nov 20, 2017
Instrument	2017039907
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	THOMSON AFFINITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1238, KEARNEY, MO 64060-1238

Mortgage

Document Number	0000039908
Date	Nov 22, 2017
Instrument	2017039908

Lender

Name	KCB BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 21, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 13103 Jacob Ln was $5,755.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,755.00	$95,270	$501,421
2023	$5,469.00	$86,770	$456,684
2019	$4,623.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13103 Jacob Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13103 Jacob Ln is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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