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1302 Cherry Laurel Dr, Waxhaw, NC 28173 Property Records

Union County property record for 1302 Cherry Laurel Dr, Waxhaw, NC 28173 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4,696 sqft · built 2021
Lot Size0.482 acres (20,996 sqft)
Owner2 Individual Names on File
Last Sale$890,500 (Nov 2021)
Tax Bill$6,785 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Feb 2021 Sale
Flood ZoneZone X (minimal risk)
APN06-204-477

Property Details

APN / Parcel Number

Primary APN06-204-477

Interior

Building Area4,696 sqft Total Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area20,996 sqft (0.482 acres)

Location & Zoning

Street Address1302 CHERRY LAUREL DR
CityWAXHAW
StateNC
Zip28173-0343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#58 OLDENBURG PH2B OPCP137-140
JurisdictionUNION NC
Township / Civil DivisionSANDY RIDGE
Census Block Group1
Census Block1009
Census Tract21007

Owner

Source: Union County records · APN 06-204-477

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1302 CHERRY LAUREL DR, WAXHAW, NC 28173-0343
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 02, 2021Special Warranty Deed, Transfer
STEWART TITLE, STEWART TTL GUARANTY CO COM

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 12, 2021 · Amount on Record
Deed SaleNov 12, 2021 · Amount on Record
Prior SaleFeb 02, 2021 · Amount on Record
Deed Document Number202153984
Deed Book / Page8311 / 837
Record UpdatedJun 08, 2026

November 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionUNION NC
Recording DateNov 12, 2021
Property Address1302 CHERRY LAUREL DR, WAXHAW, NC 28173-0343
Document Number0008311837
Book / Page8311 / 837
Map ReferenceCAB P FILE 114-117
Instrument DateNov 12, 2021
Instrument53984
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,781.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8008 CORPORATE CENTER DR STE 300, 300, CHARLOTTE, NC 28226-4489

Transferred To (Grantee/Buyer)

NameVerified Name
Address1302 CHERRY LAUREL DR, WAXHAW, NC 28173-0343

Mortgage

Document Number0000053985
DateNov 12, 2021
Instrument53985
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051
Interest
Rate TypeFixed Rate
Rate2.12%
Type Change DateDec 01, 2028
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.12%
IndexOther
Max Rate7.12%

February 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionUNION NC
Recording DateFeb 02, 2021
Property Address1302 CHERRY LAUREL DR, WAXHAW, NC 28173-0343
Document Number0007975382
Book / Page7975 / 382
Instrument DateFeb 01, 2021
Instrument4901
Transaction TypeTransfer
Record UpdatedMar 31, 2026
Title CompanySTEWART TITLE, STEWART TTL GUARANTY CO COM

Transaction

AmountAmount Recorded
Tax$46,880.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address8008 CORPORATE CENTER DR STE 300, 300, CHARLOTTE, NC 28226-4489

Transferred To (Grantee/Buyer)

NameVerified Name
Address8008 CORPORATE CENTER DR STE 300, 300, CHARLOTTE, NC 28226-4489
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,785.00 (+22.12%)$1,460,500 (+64.4%) Land $293,400 Building $1,167,100$1,460,500 (+64.4%) Land $293,400 Building $1,167,100
2023$5,556.00$888,400 Land $175,100 Building $713,300$888,400 Land $175,100 Building $713,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790210071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire LikelihoodAbout 1 in 1,493 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 152 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
ComporiumFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Ripple Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

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