1222 Cherry Laurel Dr, Waxhaw, NC 28173 Property Records

Union County property record for 1222 Cherry Laurel Dr, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	4,661 sqft · built 2021
Lot Size	0.472 acres (20,560 sqft)
Owner	Trust Name on Record
Last Sale	$864,500 (Aug 2021)
Tax Bill	$6,710 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Nov 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-204-478`

Property Details

APN / Parcel Number

Primary APN	`06-204-478`

Interior

Building Area	4,661 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	20,560 sqft (0.472 acres)

Location & Zoning

Street Address	1222 CHERRY LAUREL DR
City	WAXHAW
State	NC
Zip	28173-0342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#59 OLDENBURG PH2B OPCP137-140
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1009
Census Tract	21007

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	1222 CHERRY LAUREL DR, WAXHAW, NC 28173-0342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 4, 2021	Intrafamily Transfer, Transfer
Aug 27, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Feb 2, 2021	Special Warranty Deed, Transfer STEWART TITLE, STEWART TTL GUARANTY CO COM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Prior Sale	Feb 2, 2021 · Amount on Record
Deed Document Number	202140796
Deed Book / Page	8221 / 622
Last Transfer Date	Nov 4, 2021
Transfer Doc	0008304245
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1222 CHERRY LAUREL DR, WAXHAW, NC 28173-0342
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1222 CHERRY LAUREL DR, WAXHAW, NC 28173-0342

Mortgage

Document Number	0008317574
Date	Nov 18, 2021
Book Page	8317/574
Instrument	54799

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Nov 4, 2021
Property Address	1222 CHERRY LAUREL DR, WAXHAW, NC 28173-0342
Document Number	0008304245
Book / Page	8304 / 245
Map Reference	CAB P FILE 392-396
Instrument Date	Nov 4, 2021
Instrument	52821
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1222 CHERRY LAUREL DR, WAXHAW, NC 28173-0342

August 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 27, 2021
Property Address	1222 CHERRY LAUREL DR, WAXHAW, NC 28173-0342
Document Number	0008221622
Book / Page	8221 / 622
Map Reference	CAB P FILE 114-117
Instrument Date	Aug 27, 2021
Instrument	40796
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,729.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8008 CORPORATE CENTER DR STE 300, 300, CHARLOTTE, NC 28226-4489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1222 CHERRY LAUREL DR, WAXHAW, NC 28173-0342

Mortgage

Document Number	0000040797
Date	Aug 27, 2021
Instrument	40797

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 2, 2021
Property Address	1222 CHERRY LAUREL DR, WAXHAW, NC 28173-0342
Document Number	0007975382
Book / Page	7975 / 382
Instrument Date	Feb 1, 2021
Instrument	4901
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY CO COM

Transaction

Amount	Amount Recorded
Tax	$46,880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8008 CORPORATE CENTER DR STE 300, 300, CHARLOTTE, NC 28226-4489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8008 CORPORATE CENTER DR STE 300, 300, CHARLOTTE, NC 28226-4489
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,710.00 (+22.45%)	$1,444,300 (+64.84%) Land $293,400 Building $1,150,900	$1,444,300 (+64.84%) Land $293,400 Building $1,150,900
2023	$5,480.00	$876,200 Land $175,100 Building $701,100	$876,200 Land $175,100 Building $701,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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