Union County property record for 1217 Cherry Laurel Dr, Waxhaw, NC 28173
| Property Type | Single Family Home |
|---|---|
| Details | 4,966 sqft · built 2020 |
| Lot Size | 0.697 acres (30,361 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $949,500 (Mar 2021) |
| Tax Bill | $6,970 (2025) |
| Deeds & Mortgages | Nov 2024 Line of Credit Feb 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-204-470 |
| Primary APN | 06-204-470 |
|---|
| Building Area | 4,966 sqft Total Area |
|---|
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 30,361 sqft (0.697 acres) |
| Street Address | 1217 CHERRY LAUREL DR |
|---|---|
| City | WAXHAW |
| State | NC |
| Zip | 28173-0342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #7 OLDENBURG PH2B OPCP137-140 |
| Legal Subdivision | OLDENBURG SUBDIVISION PHASE 2B |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21007 |
Source: Union County records · APN 06-204-470
Assessment roll updated March 31, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1217 CHERRY LAUREL DR, WAXHAW, NC 28173-0342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Feb 02, 2021 | Special Warranty Deed, Transfer STEWART TITLE, STEWART TTL GUARANTY CO COM |
| Mar 12, 2021 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 12, 2021 · Amount on Record |
| Deed Sale | Mar 12, 2021 · Amount on Record |
| Prior Sale | Feb 02, 2021 · Amount on Record |
| Deed Document Number | 202111574 |
| Deed Book / Page | 8023 / 198 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1217 CHERRY LAUREL DR, WAXHAW, NC 28173-0342 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 1217 CHERRY LAUREL DR, WAXHAW, NC 28173-0342 |
| Document Number | 0009011620 |
|---|---|
| Date | Nov 12, 2024 |
| Book Page | 9011/620 |
| Instrument | 27130 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 02, 2021 |
| Property Address | 1217 CHERRY LAUREL DR, WAXHAW, NC 28173-0342 |
| Document Number | 0007975382 |
| Book / Page | 7975 / 382 |
| Instrument Date | Feb 01, 2021 |
| Instrument | 4901 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY CO COM |
| Amount | Amount Recorded |
|---|---|
| Tax | $46,880.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8008 CORPORATE CENTER DR STE 300, 300, CHARLOTTE, NC 28226-4489 |
| Name | Verified Name |
|---|---|
| Address | 8008 CORPORATE CENTER DR STE 300, 300, CHARLOTTE, NC 28226-4489 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 12, 2021 |
| Property Address | 1217 CHERRY LAUREL DR, WAXHAW, NC 28173-0342 |
| Document Number | 0008023198 |
| Book / Page | 8023 / 198 |
| Map Reference | CAB P FILE 114-117 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 11574 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,899.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8008 CORPORATE CENTER DR STE 300, 300, CHARLOTTE, NC 28226-4489 |
| Name | Verified Name |
|---|---|
| Address | 1217 CHERRY LAUREL DR, WAXHAW, NC 28173-0342 |
| Document Number | 0000011575 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 11575 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Number | 0008023214 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 8023/214 |
| Instrument | 11576 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,970.00 (+21.01%) | $1,500,400 (+62.91%) Land $293,400 Building $1,207,000 | $1,500,400 (+62.91%) Land $293,400 Building $1,207,000 |
| 2023 | $5,760.00 | $921,000 Land $175,100 Building $745,900 | $921,000 Land $175,100 Building $745,900 |
Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Ripple Fiber.
Based on FCC filings for 152 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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