12990 NE 4th Ter, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 12990 NE 4th Ter, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,817 sqft · built 1996
Lot Size	0.512 acres (22,303 sqft)
Owner	Owner Name on Record
Last Sale	$145,000 (Apr 2002)
Tax Bill	$1,168 (2025)
Flood Zone	Zone X (minimal risk)
APN	`1-03-36-35-0030-00000-0100`

Property Details

APN / Parcel Number

Primary APN	`1-03-36-35-0030-00000-0100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,817 sqft Heated Area
Gross Area	2,183 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,303 sqft (0.512 acres)
Lot Dimensions	186 ft deep x 120 ft wide
Porch	Finished/Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	12990 NE 4TH TER
City	OKEECHOBEE
State	FL
Zip	34972-8358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OKEECHOBEE GOLF ESTATES PHASE ONE (PLAT BOOK 6 PAGE 70) LOT 10
Legal Range	35E
Legal Township	36S
Legal Section	03
Legal Subdivision	OKEECHOBEE GOLF ESTATES
Legal Phase	1
Legal Lot Number	10
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	NORTH OKEECHOBEE
Census Block Group	3
Census Block	3004
Census Tract	910101

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	12990 NE 4TH TER, OKEECHOBEE, FL 34972-8358
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2002 · Amount on Record
Deed Sale	Apr 24, 2002 · Amount on Record
Deed Document Number	0047500022
Deed Book / Page	00475 / 00022
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,168.00 (-32.64%) Homeowner's exemption	$125,853 (+5.99%)	$275,380 (+2.35%) Land $40,158 Building $235,222
2023	$1,734.00 (+9.47%) Homeowner's exemption	$118,744 (+3%)	$269,046 (+19.74%) Land $34,920 Building $234,126
2022	$1,584.00 Homeowner's exemption	$115,285	$224,688 Land $22,116 Building $202,572

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	12 (2004–2008)
Most Recent Claim	Aug 2008 · Tropical Storm Fay
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20