1301 SW 86th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1301 SW 86th Ave, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,430 sqft · built 1996
Lot Size0.492 acres (21,432 sqft)
OwnerIndividual Name on File
Tax Bill$2,031 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN1-22-37-34-0060-00000-0140

Property Details

APN / Parcel Number

Primary APN1-22-37-34-0060-00000-0140
Alternative APN
  • R12237340060000000140

Interior

Full Baths2 Baths
Building Area1,430 sqft Living Area
Gross Area2,246 sqft
1st Floor Area1,430 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area21,432 sqft (0.492 acres)
Garage TypeAttached
Garage Area484 sqft
PorchFinished Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1301 SW 86TH AVE
CityOKEECHOBEE
StateFL
Zip34974-3340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAZY 7 ESTATES (PLAT BOOK 6 PAGES 27 & 28) LOT 14
Legal Range34E
Legal Township37S
Legal Section22
Legal SubdivisionLAZY 7 ESTATES
Legal Lot Number14
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2014
Census Tract910602

Owner

1301 SW 86th Ave is owned and occupied by an individual who acquired it in October 2014.

Source: Okeechobee County records, as of May 21, 2026

Owner of RecordIndividual Name on File
Mailing Address1301 SW 86TH AVE, OKEECHOBEE, FL 34974-3340
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2014
Deed SaleOct 24, 2014
Prior SaleJun 4, 1998 · Amount on File
Deed Document Number20149700
Deed Book / Page752 / 954
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1301 SW 86TH AVE, OKEECHOBEE, FL 34974-3340
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1301 SW 86TH AVE, OKEECHOBEE, FL 34974-3340

Mortgage

Document Number0000012874
DateNov 10, 2025
Instrument2025012874
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28232
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueNov 24, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1301 SW 86th Ave was $2,031 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,031.00 Homeowner's exemption$136,647$262,579 Land $42,000 Building $220,579
2023$1,876.00 (+8.94%) Homeowner's exemption$128,928 (+3%)$248,252 (+21.65%) Land $32,000 Building $216,252
2022$1,722.00 Homeowner's exemption$125,173$204,065 Land $24,000 Building $180,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1301 SW 86th Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 92 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies92 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1301 SW 86th Ave is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on SW 86th Ave

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