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1291 SW 86th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1291 SW 86th Ave, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,992 sqft · built 1999
Lot Size0.492 acres (21,432 sqft)
Owner2 Owner Names on Record
Last Sale$13,500 (Apr 1999)
Tax Bill$1,299 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN1-22-37-34-0060-00000-0130

Property Details

APN / Parcel Number

Primary APN1-22-37-34-0060-00000-0130

Interior

Full Baths2 Baths
Building Area1,992 sqft Heated Area
Gross Area2,386 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area21,432 sqft (0.492 acres)
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1291 SW 86TH AVE
CityOKEECHOBEE
StateFL
Zip34974-3363
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAZY 7 ESTATES (PLAT BOOK 6 PAGES 27 & 28) LOT 13
Legal Range34E
Legal Township37S
Legal Section22
Legal SubdivisionLAZY 7 ESTATES
Legal Lot Number13
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2014
Census Tract910602

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address1291 SW 86TH AVE, OKEECHOBEE, FL 34974-3363
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 22, 2019Deed of Trust, Mortgage · Commercial Mortgage
STATE FARM BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 12, 1999 · Amount on Record
Deed SaleApr 12, 1999 · Amount on Record
Deed Document Number0042001603
Deed Book / Page00420 / 01603
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1291 SW 86TH AVE, OKEECHOBEE, FL 34974-3363
Transaction TypeMortgage
Record UpdatedNov 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1291 SW 86TH AVE, OKEECHOBEE, FL 34974-3363

Mortgage

Document Number2021012715
DateOct 5, 2021
Instrument2021012715
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1291 SW 86TH AVE, OKEECHOBEE, FL 34974-3363
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008271718
DateJul 22, 2019
Book Page0827/1718
Instrument2019007404
Lender
NameSTATE FARM BANK FSB
TypeBank
AddressBLOOMINGTON, IL 61710
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term300 Months
DueJul 12, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,299.00 (-30.12%) Homeowner's exemption$135,356 (+5.99%)$286,784 (+5.46%) Land $42,000 Building $244,784
2023$1,859.00 Homeowner's exemption$127,710 (+3%)$271,942 (+21.57%) Land $32,000 Building $239,942
2022Homeowner's exemption$123,990$223,685 Land $24,000 Building $199,685

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 92 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies92 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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