Okeechobee County property record for 1390 SW 86th Ave, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,292 sqft · built 1995 |
| Lot Size | 0.494 acres (21,562 sqft) |
| Owner | Individual Name on File |
| Last Sale | $77,000 (Dec 1995) |
| Tax Bill | $679 (2024) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-22-37-34-0060-00000-0850 |
| Primary APN | 1-22-37-34-0060-00000-0850 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,292 sqft Heated Area |
| Gross Area | 1,940 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 21,562 sqft (0.494 acres) |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1390 SW 86TH AVE |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-3339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAZY 7 ESTATES (PLAT BOOK 6 PAGES 27 & 28) LOT 85 |
| Legal Range | 34E |
| Legal Township | 37S |
| Legal Section | 22 |
| Legal Subdivision | LAZY 7 ESTATES |
| Legal Lot Number | 85 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 910602 |
1390 SW 86th Ave is owned and occupied by an individual who bought it in December 1995.
Source: Okeechobee County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1390 SW 86TH AVE, OKEECHOBEE, FL 34974-3339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 1995 · Amount on File |
| Deed Sale | Dec 27, 1995 · Amount on File |
| Deed Document Number | 0037300701 |
| Deed Book / Page | 00373 / 00701 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 1390 SW 86TH AVE, OKEECHOBEE, FL 34974-3339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0008011120 |
|---|---|
| Date | Jan 26, 2018 |
| Book Page | 0801/1120 |
| Instrument | 2018001026 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | OKEECHOBEE, FL 34974 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 9, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $118,788 | $255,472 Land $42,000 Building $213,472 | |
| 2024 | $679.00 (+5.76%) | ||
| 2023 | $642.00 (+20.45%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $112,078 (-28.26%) | $241,286 (+20.55%) Land $32,000 Building $209,286 |
| 2022 | $533.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $156,229 | $200,156 Land $24,000 Building $176,156 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1390 SW 86th Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 92 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 92 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1390 SW 86th Ave is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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