1301 E Harding Dr, Urbana, IL 61801 Property Records

Champaign County property record for 1301 E Harding Dr, Urbana, IL 61801

Property Summary

Property TypeCommercial
Lot Size0.256 acres (11,167 sqft)
OwnerIndividual Name on Record
Last Sale$1,172,000 (Feb 2019)
Tax Bill$9,568 (2024)
Deeds & MortgagesOct 2023 Transfer
Aug 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN93-21-21-177-007

Property Details

APN / Parcel Number

Primary APN93-21-21-177-007

Interior

Units16 Units

Exterior

Architectural StyleMulti-Family
Lot Area11,167 sqft (0.256 acres)

Location & Zoning

Street Address1301 E HARDING DR
CityURBANA
StateIL
Zip61801-6495
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 528 ENNIS RIDGE 6TH SUB
Legal Range09E
Legal Township19N
Legal Section21
Legal SubdivisionENNIS RIDGE 6TH SUB
Legal Lot Number528
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group2
Census Block2008
Census Tract5701

Owner

Source: Champaign County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address408 KENWOOD RD, CHAMPAIGN, IL 61821-3606
Owner TypeIndividual
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Aug 18, 2022Deed of Trust, Mortgage · Line of Credit
MORTON COMMUNITY BANK
Aug 3, 2022Intrafamily Transfer, Transfer
ATTORNEY
Feb 26, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 18, 2019Loan Modification, Mortgage
FIRST MIDWEST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2019 · Amount on Record
Deed SaleFeb 26, 2019 · Amount on Record
Deed Document Number20192614
Last Transfer DateJul 14, 2022
Transfer Doc0000014426
Record UpdatedJun 8, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHAMPAIGN IL
Recording DateOct 20, 2023
Property Address1301 E HARDING DR, URBANA, IL 61801-6495
Document Number0000015083
Map ReferenceMB O PG 12
Instrument DateOct 13, 2023
Instrument2023R15083
Transaction TypeTransfer
Record UpdatedOct 30, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 KENWOOD RD, CHAMPAIGN, IL 61821-3606

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address1301 E HARDING DR, URBANA, IL 61801-6495
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015366
DateAug 18, 2022
Instrument2022R15366
Lender
NameMORTON COMMUNITY BANK
TypeBank
AddressMORTON, IL 61550
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHAMPAIGN IL
Recording DateAug 3, 2022
Property Address1301 E HARDING DR, URBANA, IL 61801-6495
Document Number0000014426
Map ReferenceMB O PG 12
Instrument DateJul 15, 2022
Instrument2022R14426
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 E GREEN ST, CHAMPAIGN, IL 61820-5680

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHAMPAIGN IL
Recording DateFeb 26, 2019
Property Address1301 E HARDING DR, URBANA, IL 61801-6495
Document Number0000002614
Instrument DateFeb 19, 2019
Instrument2614
Transaction TypeTransfer
Record UpdatedMar 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,172.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address303 E GREEN ST CHAMPAIGN IL 618205680, CHAMPAIGN, IL 61820-5680

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHAMPAIGN IL
Property Address1301 E HARDING DR, URBANA, IL 61801-6495
Document Number0000007434
Instrument DateFeb 18, 2019
Transaction TypeMortgage
Record UpdatedJun 12, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 E GREEN ST CHAMPAIGN IL 618205680, CHAMPAIGN, IL 61820-5680

Mortgage

Document Number0000007434
DateMay 22, 2019
Instrument7434
Lender
NameFIRST MIDWEST BK
TypeBank
AddressCHICAGO, IL 60631
Agreement
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate5.25%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$98,150 (+25.93%) Land $31,250 Building $66,900$294,450 (+25.93%) Land $93,750 Building $200,700
2024$9,568.00 (+13.42%)
2022$8,436.00$77,940 Land $24,820 Building $53,120$233,820 Land $74,460 Building $159,360

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Nextlink, Pavlov Media, Volo.net Internet+Tech.

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