1203 E Harding Dr, Urbana, IL 61801 Property Records

Champaign County property record for 1203 E Harding Dr, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,594 sqft · built 1972
Lot Size	0.184 acres (8,000 sqft)
Owner	Company Name on Record
Last Sale	$135,000 (Oct 2021)
Tax Bill	$6,180 (2024)
Deeds & Mortgages	Jan 2022 Transfer Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`93-21-21-177-005`

Property Details

APN / Parcel Number

Primary APN	`93-21-21-177-005`

Interior

Full Baths	2 Baths
Units	4 Units
Stories	1 Story
Building Area	1,594 sqft Building Perimeter
1st Floor Area	1,594 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Duplex Single
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1203 E HARDING DR
City	URBANA
State	IL
Zip	61801-6687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 624 ENNIS RIDGE 8TH SUB REPLAT
Legal Range	09E
Legal Township	19N
Legal Section	21
Legal Subdivision	ENNIS RIDGE 8TH SUB REPLAT
Legal Lot Number	624
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2008
Census Tract	5701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	701 CAYMAN WAY, SAVOY, IL 61874-7804
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage GUIDANCE RESIDENTIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Prior Sale	Apr 7, 2004 · Amount on Record
Deed Document Number	202123492
Record Updated	Oct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 11, 2022
Property Address	1203 E HARDING DR, URBANA, IL 61801-6687
Document Number	0000000679
Map Reference	MB P PG 9
Instrument Date	Dec 14, 2021
Instrument	2022R00679
Transaction Type	Transfer
Record Updated	Jan 24, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 CAYMAN WAY, SAVOY, IL 61874-7804

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 1, 2021
Property Address	1203 E HARDING DR, URBANA, IL 61801-6687
Document Number	0000023492
Map Reference	MB P PG 9
Instrument Date	Sep 24, 2021
Instrument	2021R23492
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 E HARDING DR, URBANA, IL 61801-6687

Mortgage

Document Number	0000023493
Date	Oct 1, 2021
Instrument	2021R23493

Lender

Name	GUIDANCE RESIDENTIAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,390 (+25.92%) Land $23,020 Building $40,370	$190,170 (+25.92%) Land $69,060 Building $121,110
2024	$6,180.00 (+13.44%)
2022	$5,448.00	$50,340 Land $18,280 Building $32,060	$151,020 Land $54,840 Building $96,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Pavlov Media, Volo.net Internet+Tech.

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