1205 E Harding Dr, Urbana, IL 61801 Property Records

Champaign County property record for 1205 E Harding Dr, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,712 sqft · built 1972
Lot Size	0.191 acres (8,300 sqft)
Owner	Company Name on Record
Last Sale	$136,500 (Feb 2020)
Tax Bill	$5,182 (2024)
Deeds & Mortgages	Dec 2020 Transfer Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`93-21-21-177-006`

Property Details

APN / Parcel Number

Primary APN	`93-21-21-177-006`

Interior

Full Baths	2 Baths
Units	4 Units
Stories	1 Story
Building Area	1,712 sqft Building Perimeter
1st Floor Area	1,712 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Duplex Single
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,300 sqft (0.191 acres)
Lot Dimensions	100 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	686 sqft
Parking Spaces	2 Parking Spaces
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1205 E HARDING DR
City	URBANA
State	IL
Zip	61801-6766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 625 ENNIS RIDGE 8TH SUB REPLAT
Legal Range	09E
Legal Township	19N
Legal Section	21
Legal Subdivision	ENNIS RIDGE 8TH SUB REPLAT
Legal Lot Number	625
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2008
Census Tract	5701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	701 CAYMAN WAY, SAVOY, IL 61874-7804
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 7, 2020	Grant Deed, Transfer · Conventional Mortgage 2004-0000187 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2020 · Amount on Record
Deed Sale	Feb 7, 2020 · Amount on Record
Deed Document Number	20202063
Last Transfer Date	Dec 11, 2020
Transfer Doc	0000027433
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 28, 2020
Property Address	1205 E HARDING DR, URBANA, IL 61801-6766
Document Number	0000027433
Instrument Date	Dec 11, 2020
Instrument	27433
Transaction Type	Transfer
Record Updated	Mar 25, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1205 E HARDING DR URBANA IL 618016766, URBANA, IL 61801-6766

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 7, 2020
Property Address	1205 E HARDING DR, URBANA, IL 61801-6766
Document Number	0000002063
Instrument Date	Feb 6, 2020
Instrument	2063
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	701 CAYMAN WAY SAVOY IL 618747804, SAVOY, IL 61874-7804

Mortgage

Document Number	2064
Date	Feb 7, 2020
Instrument	2064

Lender

Name	2004-0000187 LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,170 (+25.94%) Land $23,880 Building $29,290	$159,510 (+25.94%) Land $71,640 Building $87,870
2024	$5,182.00 (+13.42%)
2022	$4,569.00	$42,220 Land $18,960 Building $23,260	$126,660 Land $56,880 Building $69,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Pavlov Media, Volo.net Internet+Tech.

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