1301 Commerce Ave, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 1301 Commerce Ave, Chesapeake, VA 23324

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 966 sqft · built 1940
Lot Size0.198 acres (8,625 sqft)
OwnerCompany Name on Record
Last Sale$93,000 (Sep 2021)
Tax Bill$1,696 (2025)
Deeds & MortgagesApr 2022 Mortgage
Sep 2021 Sale & Mortgage
+ 1 more
APN1280000003900

Property Details

APN / Parcel Number

Primary APN1280000003900

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area966 sqft Living Area
1st Floor Area784 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeHip
Roof MaterialMetal
Lot Area8,625 sqft (0.198 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemNone
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1301 COMMERCE AVE
CityCHESAPEAKE
StateVA
Zip23324-3344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSFA1: SIN
Legal Description140-141-142 HOYE
Legal SubdivisionHOYE
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2010
Census Tract20200

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2337 MOUNT PLEASANT RD, B, CHESAPEAKE, VA 23322-1203
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2022Deed of Trust, Mortgage · Commercial Mortgage
BEACH PARK PARTNERS LLC
Sep 15, 2021Warranty Deed, Transfer
LENDINGHOME FUNDING CORPORATION
Nov 1, 2019Warranty Deed, Transfer · Commercial Mortgage
RESIDENTIAL CAPITAL PARTNERS SECURE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2021 · Amount on Record
Deed SaleSep 15, 2021 · Amount on Record
Prior SaleNov 1, 2019 · Amount on Record
Deed Document Number202142216
Deed Book / Page10445 / 1433
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1301 COMMERCE AVE, CHESAPEAKE, VA 23324-3344
Transaction TypeMortgage
Record UpdatedJun 13, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010553/979
DateApr 29, 2022
Book Page10553/979
Instrument220014640
Lender
NameBEACH PARK PARTNERS LLC
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052
Interest
Rate TypeFixed Rate

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateSep 15, 2021
Property Address1301 COMMERCE AVE, CHESAPEAKE, VA 23324-3344
Document Number10445/1433
Book / Page10445 / 1433
Instrument DateSep 2, 2021
Instrument210042216
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address341 CLEVELAND PL STE 109, 109, VIRGINIA BEACH, VA 23462-6547

Mortgage

Document Number10445/1436
DateSep 15, 2021
Book Page10445/1436
Instrument210042217
Lender
NameLENDINGHOME FUNDING CORPORATION
Agreement
AmountAmount Recorded
Interest
Rate TypeFixed Rate

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateNov 1, 2019
Property Address1301 COMMERCE AVE, CHESAPEAKE, VA 23324-3344
Document Number10074/1315
Book / Page10074 / 1315
Instrument DateOct 30, 2019
Instrument190030043
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 NANSEMOND POINTE DR, SUFFOLK, VA 23435-3702
InvestorPossibly a Property Investor

Mortgage

Document Number0190030044
DateNov 1, 2019
Instrument190030044
Lender
NameRESIDENTIAL CAPITAL PARTNERS SECURE
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$173,900 (+3.57%) Land $95,000 Building $78,900$173,900 (+3.57%) Land $95,000 Building $78,900
2025$1,696.00 (+42.16%)$167,900 (+13.45%) Land $90,000 Building $77,900$167,900 (+13.45%) Land $90,000 Building $77,900
2023$148,000 (+14.73%) Land $80,000 Building $68,000$148,000 (+14.73%) Land $80,000 Building $68,000
2022$129,000 Land $65,000 Building $64,000$129,000 Land $65,000 Building $64,000
2019$1,193.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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