Chesapeake City property record for 1230 Commerce Ave, Chesapeake, VA 23324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,760 sqft · built 2024 |
| Lot Size | 0.052 acres (2,265 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (Jun 2026) |
| Tax Bill | $3,110 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2024 Line of Credit |
| APN | 1280000001950 |
| Primary APN | 1280000001950 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,265 sqft (0.052 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1230 COMMERCE AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23324-3308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSFA1: SIN |
| Legal Description | 54 HOYE |
| Legal Subdivision | HOYE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20200 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1230 COMMERCE AVE, CHESAPEAKE, VA 23324-3308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2026 | Bargain and Sale Deed, Transfer · VA Mortgage ONE MORTGAGE LLC |
| Apr 25, 2024 | Deed of Trust, Mortgage · Line of Credit KIAVI FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on Record |
| Deed Sale | Jun 17, 2026 · Amount on Record |
| Prior Sale | Aug 2, 2024 · Amount on Record |
| Deed Document Number | 202615524 |
| Deed Book / Page | 10991 / 583 |
| Prior Transfer Date | Dec 13, 2022 |
| Prior Transfer Doc | 0000003340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 17, 2026 |
| Property Address | 1230 COMMERCE AVE, CHESAPEAKE, VA 23324-3308 |
| Document Number | 0000015524 |
| Book / Page | 10991 / 583 |
| Instrument Date | May 29, 2026 |
| Instrument | 202615524 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34,340.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1230 COMMERCE AVE, CHESAPEAKE, VA 23324-3308 |
| Investor | Possibly a Property Investor |
| Document Number | 0000015525, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 202615525 |
| Name | ONE MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | COMMERCE AVE, CHESAPEAKE, VA 23324 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 010744/402 |
|---|---|
| Date | Apr 25, 2024 |
| Book Page | 10744/402 |
| Instrument | 240007901 |
| Name | KIAVI FUNDING INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $318,900 (+3.57%) Land $80,000 Building $238,900 | $318,900 (+3.57%) Land $80,000 Building $238,900 | |
| 2025 | $3,110.00 (+17.98%) | $307,900 (+6,058%) Land $75,000 Building $232,900 | $307,900 (+6,058%) Land $75,000 Building $232,900 |
| 2024 | $2,636.00 (+4,969.23%) | ||
| 2023 | $5,000 (-) Land $5,000 | $5,000 (-) Land $5,000 | |
| 2022 | $5,000 Land $5,000 | $5,000 Land $5,000 | |
| 2019 | $52.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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