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1232 Commerce Ave, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 1232 Commerce Ave, Chesapeake, VA 23324

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,807 sqft · built 2020
Lot Size0.102 acres (4,443 sqft)
Owner2 Individual Names on Record
Last Sale$313,500 (Nov 2022)
Tax Bill$3,304 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Oct 2020 Sale & Mortgage
+ 1 more
APN1280000001940

Property Details

APN / Parcel Number

Primary APN1280000001940

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,807 sqft Living Area
1st Floor Area384 sqft
Upper Floors Area767 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area4,443 sqft (0.102 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area52 sqft
Patio Area132 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1232 COMMERCE AVE
CityCHESAPEAKE
StateVA
Zip23324-3308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSFA1: SIN
Legal Description55A RESUBD LOTS 55-57 W S HOYES SUBD
Legal SubdivisionHOYE
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2004
Census Tract20200

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1232 COMMERCE AVE, CHESAPEAKE, VA 23324-3308
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2022Warranty Deed, Transfer · VA Mortgage
CBM MORTGAGE INC
Oct 6, 2020Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HOME LOANS
Jul 1, 2019Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2022 · Amount on Record
Deed SaleNov 1, 2022 · Amount on Record
Prior SaleOct 6, 2020 · Amount on Record
Deed Document Number202233049
Deed Book / Page10614 / 864
Record UpdatedSep 20, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateNov 1, 2022
Property Address1232 COMMERCE AVE, CHESAPEAKE, VA 23324-3308
Document Number010614/864
Book / Page10614 / 864
Instrument DateOct 31, 2022
Instrument220033049
Transaction TypeTransfer
Record UpdatedNov 16, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1232 COMMERCE AVE, CHESAPEAKE, VA 23324-3308

Mortgage

Document Number0220033050
DateNov 1, 2022
Instrument220033050
Lender
NameCBM MORTGAGE INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateOct 6, 2020
Property Address1232 COMMERCE AVE, CHESAPEAKE, VA 23324-3308
Document Number010232/757
Book / Page10232 / 757
Instrument DateOct 2, 2020
Instrument200036645
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyGOBER TITLE AND ESCROW, NOBLE TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1232 COMMERCE AVE, CHESAPEAKE, VA 23324-3308

Mortgage

Document Number0200036646
DateOct 6, 2020
Instrument200036646
Lender
NameVETERANS UNITED HOME LOANS
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 1, 2019
Property Address1232 COMMERCE AVE, CHESAPEAKE, VA 23324-3308
Document Number10027/1352
Book / Page10027 / 1352
Instrument DateJun 27, 2019
Instrument190016143
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13609 VIA ROMA CIR, CLERMONT, FL 34711-5434

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,304.00 (+225.52%)$327,100 (+14.69%) Land $85,000 Building $242,100$327,100 (+14.69%) Land $85,000 Building $242,100
2023$285,200 (+8.9%) Land $75,000 Building $210,200$285,200 (+8.9%) Land $75,000 Building $210,200
2022$261,900 Land $60,000 Building $201,900$261,900 Land $60,000 Building $201,900
2019$1,015.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

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