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12924 Jacob Ln, Kearney, MO 64060 Property Records

Clay County property record for 12924 Jacob Ln, Kearney, MO 64060

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 3,616 sqft · built 2020
Lot Size1.48 acres (64,904 sqft)
Owner2 Trust Names on File
Last Sale$66,500 (Aug 2024)
Tax Bill$9,478 (2023)
Deeds & MortgagesApr 2021 Mortgage
Feb 2019 Construction Loan
Flood ZoneZone X (minimal risk)
APN11-103-00-04-014.00

Property Details

APN / Parcel Number

Primary APN11-103-00-04-014.00
Alternative APN
  • 323146

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area3,616 sqft Living Area
1st Floor Area2,624 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area64,904 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address12924 JACOB LN
CityKEARNEY
StateMO
Zip64060-8290
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAKBROOK 2ND PLAT LT 70
Legal Range31W
Legal Township52N
Legal Section07
Legal SubdivisionOAKBROOK 2ND
Legal Lot Number70
JurisdictionCLAY MO
Township / Civil DivisionLIBERTY
Census Block Group1
Census Block1038
Census Tract21810

Owner

12924 Jacob Ln is owner-occupied and held in a trust since December 2024.

Source: Clay County records, as of October 16, 2026

Owner of Record2 Trust Names on File
Mailing Address12924 JACOB LN, KEARNEY, MO 64060-8290
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
NORTHPOINTE BANK
Feb 1, 2019Trustee's Deed, Construction Loan · Construction Mortgage
COMMERCE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2024 · Amount on File
Deed SaleAug 15, 2024 · Amount on File
Prior SaleJun 28, 2018
Deed Document Number202418424
Deed Book / Page9787 / 163
Last Transfer DateDec 12, 2024
Transfer Doc0000029105
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address12924 JACOB LN, KEARNEY, MO 64060-8290
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014537
DateApr 6, 2021
Book Page9015/111
Instrument2021014537
Lender
NameNORTHPOINTE BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term355 Months
DueNov 1, 2050

February 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCLAY MO
Recording DateFeb 1, 2019
Property Address12924 JACOB LN, KEARNEY, MO 64060-8290
Book / Page008358 / 000001
Instrument DateJan 28, 2019
Instrument2540
Transaction TypeConstruction Loan
Record UpdatedFeb 7, 2019
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13022 KELLI DR KEARNEY MO 640608202, KEARNEY, MO 64060-8202

Mortgage

Document Number0000002540
DateFeb 1, 2019
Book Page008358/000001
Instrument2540
Lender
NameCOMMERCE BK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJan 31, 2020

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
Unified School DistrictKearney R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$169,140$890,211
2023$9,478.00$150,370$791,421
2019$317.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12924 Jacob Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12924 Jacob Ln is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 52% of Missouri
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY COUNTY PWSD 6
serves 4,912 people · EPA ID MO1024146
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
AT&T
Fiber		1,000 / 1,000

May also be available: Verizon.

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